W: I have some questions to ask. Do you own your house or do you rent？
M: Neither. I live with my parents, Dr. and Mrs. Philip Blair.
W: And how old are you？
M: I'm twenty-nine.
W: And, Mr. Blair, what is your occupation？
M: I'm a designer, and I work in a boutique.
W: Did you bring any savings or salary information？ Last year's tax forms？
M: Yes, here they are.
W: OK. What... what kind of house did you have in mind？
M: We're talking about buying a two-bedroom house in Mount Kisco. Here are the financial details on the house.
W: Thank you. Are you prepared to make a ten-percent down payment？.
M: Yes, sure.
W: Payments over thirty years？
M: Yes. Do you think I can get a loan？
W: Well, it depends. 13o you own any other property？ Any stocks or bonds？
M: No.
W: I see. Then you don't have any support. Perhaps you could get a guarantor —someone to sign for the loan for you.
M: Why is that necessary？
W: Since you don't have enough income, and you don't already own any property, the bank needs to be sure you can pay the mortgage every month. A guarantor is responsible for the loan if you can't make the payments.
M: I see. Well, the idea of buying a house is exciting. Thank you, Mrs. Riley. I'll read this over carefully.
W: Thank you.
M: Good-bye. And hope to see you soon.
W: I hope so, too.
(20)

A. How to choose a house.
B. How to design a house.
C. How to get a mortgage through a bank.
D. How to rent a house through the agency.