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Other people feel sure that the present trend is towards too little sleep. To quote one medical opinion, "Thousands of people drift through life suffering from the effects of too little sleep; the reason is not that they can't sleep. Like advancing colonists, we do seem to be grasping ever more of the land of sleep for our waking needs, pushing the boundary back and reaching, apparently, for a point in our evolution where we will sleep no more. This in itself, of course, need not be a bad thing. What could be disastrous, however, is that we should press too quickly towards this goal, sacrificing sleep only to gain more time in which to jeopardize our civilization by actions and decisions made weak by fatigue.
Then, to complete the picture, there are those who believe that most people are persuaded to sleep too much. Dr. H. Roberts, writing in Every Man in Health, asserts it may safely be stated also. It would be a pity to retard our development by holding back those people who are gifted enough to work and play well with less than the average amount of sleep, if indeed it does them no harm. If one of the trends of evolution is that more of the life span is to be spent in gainful waking activity, then surely these people are in the van of this advance.
The author seems to indicate that ______.

A. there are many controversial issues like the right amount of sleep
B. among many issues the right amount of sleep is the least controversial
C. people are now moving towards solving many controversial issues
D. the right amount of sleep is a topic of much controversy among doctors

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Which of the following can be inferred from the passage about relation ship banking programs?

A. They have recently been discontinued.
B. They are already being used.
C. They will shortly be used.
D. They will be used in the distant future.

In relationship banking the emphasis is on establishing a long-term multiple-service relationship; on satisfying the totality of the client's financial service needs; and on minimizing the need or desire of clients to splinter their financial business among various institutions.
Implicit within any definition of relationship banking is recognition that the financial-service requirements of one individual or relatively homogeneous group. A successful relationship banking program is, therefore, dependent in a large part on the development of a series of "financial-serviced packages": each designed to meet the needs of identifiable homogeneous groups.
Another dimension of relationship banking is the development of highly personalized relationships between employee and client. In most financial institutions today the client is serviced by any employee who happens to be free at the time, regardless of the nature of the transaction. Personalized relation ships are therefore difficult to establish. In a full relationship banking pro gram, however, the client knows there is one individual within the institution who has intimate knowledge of the client's requirements and preferences regarding complex transactions. Over time, the client develops a high level of confidence in this employee. In short, a personalized relationship evolves between client and employee.
With what subject is the passage mainly concerned?

A. The decline of the financial-service industry.
B. Variety within financial services.
C. A way of making banking more personal.
D. Increasing everyday banking transactions.

Which of the following is implied by the passage?

A. Ponce de Leon was the true discoverer of the North American continent.
B. Ponce de Leon rejected the philosophy of the adelantados.
C. Ponce de Leon may have discovered Florida "by accident".
D. Ponce de Leon's greatest contribution was his discovery of the Fountain of Youth.

According to the definition of relationship banking quoted in the passage, one of the main

A. consult with each other concerning their finances
B. keep all their business with a single bank
C. recognize their own banking needs
D. keep their financial requirements to a minimum

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