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在商业助学贷款中，当借款人和自然人保证人的工作单位及通讯方式发生变更时．借款人应提前（）日通知贷款银行。
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你能从这篇文章中推测出作者的年龄、性别及生活年代吗？
开户时不约定存期，一次存人本金，随时可以支取，银行根据客户存款的实际存期按规定计息，这种存款叫做（）。
I was born in Tuckahoe, Talbot Country, Maryland. I have no accurate knowledge of my age, never having seen any authentic record containing it. By far the larger part of the slaves knows as little of their age as horses know of theirs, and it is the wish of most masters within my knowledge to keep their slaves thus ignorant. I do not remember having ever met a slave who could tell of his birthday. They seldom come nearer to it than planting-time, harvesting, springtime, or falltime. A lack of information concerning my own was a source of unhappiness to me even during childhood. The white children could tell their ages, I could not tell why I ought to be deprived of the same privilege. I was not allowed to make any inquires of my master concerning it. He considered all such inquires on the part of a slave improper and impertinent. The nearest estimate I can give makes me now between twenty-seven and twenty-eight years of age. I come to this, from hearing my master say, some time during 1835, I was about seventeen years old. My mother was named Harriet Bailey. She was the daughter of Isaac and Betsey Bailey, both colored, and quite dark.
My mother was of a darker complexion than either my grandmother or grandfather.
My father was a white man. The opinion was also whispered that my master was my father; but of the correctness of this opinion, I know nothing; the means of knowing was withheld from me. My mother and I were separated when I was but an infant-before I knew her as my mother. It is a common custom, in the part of Maryland from which I ran away, to part children from their mothers at a veryearly age. Frequently, before the child has reached its twelfth month, its mother is taken from it, and hired out on some farm a considerable distance off, and the child is placed under the care of an older woman, too old for field labor. For what this separation is done, I do not know, unless it was to hinder the development of the child's affection towards its mother.
银行业从业人员不得向监管人员行贿，提供相关便利。不得提供任何纪念品、礼品、礼金和各种有价证券，但可以给监管人员加班费。 （）
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