公路监理师 - 综合考试

不定项选择题

Money______.

A. serves as the critical function of a medium of exchange
B. facilitates trade in goods and services
C. overcomes the inefficiencies of barter
D. all of the above

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不定项选择题

When interest rates increase, the price of______.

A. short-term bonds increases less than the decrease in the price of long-term bonds
B. long-term bonds decreases more than the increase in the price of short-term bonds
C. short-term bonds decreases less than the decrease in the price of long-term bonds
D. short-term bonds decreases more than the decrease in the price of long-term bonds

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不定项选择题

The liabilities of the bank as shown in its balance sheet represent the______which it uses

A. advances to customers
B. share capital
C. investments
D. sources of the funds

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不定项选择题

If a customer deposits $1 000 cash into his/her checking account, the bank's______by $1 000.

A. assets rise by $1 000 and liabilities fall
B. assets fall by $1 000 and liabilities rise
C. assets and liabilities both fall
D. assets and liabilities both rise

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不定项选择题

Which of the following are money market securities？______.

A. Federal Reserve notes
B. Negotiable bank CDs
C. Preferred stocks
D. Common stocks

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不定项选择题

Here is a specimen endorsement: "Pay David or order, (signed) Betty". This is______.

A. an endorsement in blank
B. a restrictive endorsement
C. a special endorsement
D. none of the above

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不定项选择题

In what circumstances would the beneficiary of a confirmed documentary credit not receive

A. Failure of the applicant
B. Failure of the issuing bank
C. Failure to fulfil the credit terms
D. Failure to fulfil the commercial contract

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不定项选择题

As issuers of commercial paper, business firms are______.

A. increasing their assets
B. raising temporary cash in the money market
C. acting as saver-lenders
D. all of the above

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不定项选择题

An optimal strategy for an investor who is convinced that interest rates will rise in the

A. a five-year corporate bond
B. a ten-year corporate bond
C. long-term government bonds
D. short-term U.S. Treasury bills

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不定项选择题

What is usually true about bonds？______.

A. They allow you to invest money in companies.
B. Corporate bonds typically offer a higher return than government bonds.
C. They usually pay huge dividends.
D. They help investors evade taxes.

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