阅读:选择题必须大写,问答题注意大小写。Part III. Reading ComprehensionDirections: This part is to test your reading ability. You will find 2 tasks for you to fulfill. You should read the reading materials carefully and do the tasks as you are instructed.Task 1 (10 points)Directions: After reading the following passage, you will find 5 questions or unfinished statements. For each question or statement there are 4 choices marked A, B, C and D. You should make the correct choice.Want to start budgeting? Set up your own budget first.Follow the steps below to set up your own budget:Make a list of your values.Write down what matters to you and then put your values in order.Set your goals. Write down your goals. Think about what you want to accomplish financially in the next three months, the next year, and the next three years.Determine your income.Figure your available income. Do not include overtime pay, because you shouldn’t rely on that as regular income.Determine your expenses. Review your checkbook, credit card statements, store receipts, and so on. Find out where is your money really goes? “Fixed expenses,” such as a rent, auto, or student loan payments, are easy to determine. “Flexible expenses,” such as food, clothing, and entertainment, vary from month to month. Don’t forget about money spent on taxes or insurance, which is billed quarterly, semi-annually, or yearly.Create your budget.Think of your budget as a “spending plan”, a way to be aware of how much money you have, where it needs to go, and how much, if any, is left over. Your budget should meet your "needs" first, then the “wants” that you can afford. Your expenses should be less than or equal to your total income. If your income is not enough to cover your expenses, adjust your budget by deciding which expenses can be reduced.Then how to stick to your budget?Pay yourself first! Saving is a very important part of protecting yourself financially. Save as much as you can every month. Even a small amount can make a big difference if you keep it up. A great goal is to establish an emergency savings fund large enough to cover three to six months of your living expenses. After you have an emergency fund, your savings can go toward meeting your goals.Check back periodically. Be sure to review your budget regularly. Does the plan still meet your needs and help you achieve your goals? If not, make some adjustments or create a new budget that better meets your needs.21. Which is the best title for this passage?A. What is Budgeting B. Why BudgetingC. Establish Your Own Budget D. How to Stick to a Budget22. Which of the following statements is true?A. Your available income includes your salary.B. Your available income includes the money you borrow from others.C. Your available income includes overtime pay.D. Your available income includes the money you get by selling your private car.23. What do “fixed expenses” include?A. Food. B. Clothing. C. Entertainment. D. Rent.24. Which of the following statements is true?A. Your budget should meet your "wants" first.B. Your expenses should be less than or equal to your total income.C. You can use your credit card if your income is not enough to cover your expenses.D. You can use your emergency savings fund if your income is not enough to cover your expenses.25. An emergency savings fund .A. shall cover 3 to 6 years of your living expenseB. is less important than your needs.C. shall meet your wants.D. is important for you to protect yourself financially.Task 2 (10 points)Directions: The following is a passage. After reading it, you are required to answer the following questions.This is an interesting place. You come here to exchange things, you come here to save money, and you come here to give your waste things a home. What is it? Not the supermarket, not the place that deals with rubbish of course, but a place on our campus. Yes, it is the flea market. I have already sold my books and bags that I no longer need there, and have bought a lovely bottle there at a good price.Before showing you the four benefits of doing this according to my experience, I have to tell you that you should keep an open mind when you go there. You may not come away with the things that were on your list, but that's the beauty of the hunt: you never know what you'll find. If you didn't find a particular item this week, don't give up, since you'll have chance to find it next time.The following are the four reasons.Firstly, it saves money. By selling the things you no longer need, you can help those students who have not got their own income. With the similar function and a much lower price, the financial problems that troubled many poor students can be solved more easily. What’s more, experts estimated that if all textbooks in universities can be used once again, we can save about 100 million yuanwhich can help you to travel to moon for one time.Secondly, it helps develop a good habit. Selling waste things in a flea market can help the sellers to cultivate a good habit of making full use of their belongings. Thus you will think twice before buying a new product next time.Thirdly, it fosters an intelligence to engage in business. You can learn to communicate with others and promote sale of your products to others at a proper price by doing this. Your practical ability can also improve a lot.Last but not least, it is environmental-friendly. According to the latest report, if a small-size city reuses the textbooks for one time, they can save 1.5 million yuanin only a semester’s time.Anyway, a flea market is an interesting place to visit if you want to buy something or if you want to buy nothing. Don't be surprised if you find the very thing you have been looking for or come back home with your hands empty.Hope the fact I have presented to you will help you to make a wise choice next time when dealing with your waste things. Remember: many a little makes a fickle.26. What did the author sell in the flea market?27. What can help a seller develop a good habit of making full use of his belongings according to the article?28. How much can we save if all textbooks in universities can be used once again?29. How will selling waste things help you foster an intelligence to engage in business.30. How much money can be saved if a small-size city reuses the textbooks for one time?翻译大写字母Part IV. Translation (15 points)Directions: This part is to test your ability to translate English into Chinese. Each of the two sentences is followed by four choices of suggested translation marked A, B and C. Make the best choice. For the paragraph numbered 33, write your translation in the corresponding space.31. What’s more, keeping up with the Joneses may get you broke.A. 另外,和琼斯家比会让你身无分文。B. 而且,和别人攀比也许会让你倾家荡产。C. 更严重的是,和别人攀比可能会让你头破血流。32.Students with plenty of money may question why they need budgeting.A. 有很多钱的学生也许会问他们为什么需要做预算。B. 经济较为富有的学生也许会质疑自己需要做预算。C. 有钱的学生可能会质疑自己为什么需要做预算。