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某保险是以保险储金的利息收入作为保险费，在保险期满时，不论被保险人在此期间有无获得赔偿，保险人均退还全部保险储金。这种保险是（）。
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1996年2月30日，某中外合资石化公司向某保险公司投保平安福寿险。徐女士是该公司的职工，受益人为徐女士的丈夫。1998年5月1日晚上，徐女士与丈夫发生争吵，最后被丈夫扼死。徐女士不久，无子女，父母均健在。请问，下列说法中正确的是（）
《环境影响评价技术导则一总纲》中，报告书的全部内容包括（）个方面。
下列项目中，计征个人所得税时允许在税前扣除一部分费用的是（）。
Passage Two:Questions 26 to 30 are based on the following passage.Television has changed the lifestyle. of people in every Industrialized country in the world. In the United States, where sociologists have studied the effects, some interesting observations have been made.
Television, although not essential, has become an important part of most people’s lives. It alters peoples’ ways of seeing the world; in many ways, it supports and sustains (维持) modern life. Television has become a baby-sitter, an introducer of conversations, the major transmitter of culture, a keeper of tradition. Yet when what can be seen on TV in one day is critically analyzed, it becomes evident that television is not a teacher but a sustainer; the poor quality of programming does not elevate (提高) people into greater understanding, but rather maintains and encourages the life as it exists.
The primary reason for the lack of quality in American television is related to both the history of TV programming development and the economics of TV. Television in America began with the radio. Radio companies and their sponsors first experimented with television. Therefore, the close relationship which the advertisers had with radio programs became the system for American TV. Sponsors not only paid money for time within programs, but many actually produced the programs.
Thus, in American society, television is primarily concerned with reflecting and attracting society rather than experimenting with new ideas. Advertisers want to attract the largest viewing audience possible, to do so requires that the programs be entertaining rather than educational, attractive rather than challenging.
Television in America today remains, to a large extent, with the same organization and standards as it had thirty years ago. The hope for further development and true achievement toward improving society will require a change in the entire system.
第26题：According to the author American television is poor in quality because ________.
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