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现代资本主义银行主要通过旧高利贷业转变为资本主义银行和以股份公司的形式建立的新型股份制银行两条途径产生的。（）
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Complete the passage with suitable words from the word bank. You may not use any of the words more than once.beliefnecessaryresttirelessdiligencevirtuewealthytalkmaximumexcelpreferstudyminimumcomplainstableFor a long time, the Chinese trait of being hard-working has been observed in both Western books and Chinese literature and folklore. The Chinese were described by some Westerners as being without 1) ___________. Since ancient times, the Chinese have highly valued the virtue of hard work and making 2) ___________ use of time. Today, Chinese work ethic, the 3) ___________ in hard work, continues to win a global respect. The Chinese never 4) ___________ about working hard. Instead, they think of it as a(n) 5) ___________ which benefits them and their families. That is why many Western employers nowadays would 6) ___________ Chinese employees. They make up a(n) 7) ___________ and industrious workforce. This work ethic is not only for adults. It is a common phenomenon that children and young students in China attend classes at night or at weekends. They participate in these activities not only because of the intense competition that they face, but also because of their desire to 8) ___________ academically. Chinese 9) ___________ has played a vital role in China's economic development. Thanks to this trait, many Chinese people have become not only financially secure but also 10) ___________.
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