24. Which of the following statements is true?
A. Your budget should meet your "wants" first.
B. Your expenses should be less than or equal to your total income.
C. You can use your credit card if your income is not enough to cover your expenses.
D. You can use your emergency savings fund if your income is not enough to cover your expenses.
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25. An emergency savings fund.
A. shall cover 3 to 6 years of your living expense
B. is less important than your needs.
C. shall meet your wants.
D. shall meet your wants
Part IV. Translation (15 points)Directions: This part is to test your ability to translate English into Chinese. Each of the two sentences is followed by four choices of suggested translation marked A, B and C. Make the best choice. For the paragraph numbered 33, write your translation in the corresponding space.31. What’s more, keeping up with the Joneses may get you broke.
A. 另外,和琼斯家比会让你身无分文。
B. 而且,和别人攀比也许会让你倾家荡产。
C. 更严重的是,和别人攀比可能会让你头破血流。
D. /
32. Students with plenty of money may question why they need budgeting.
A. 有很多钱的学生也许会问他们为什么需要做预算。
B. 经济较为富有的学生也许会质疑自己需要做预算。
C. 有钱的学生可能会质疑自己为什么需要做预算。
D. /
Directions: In this section you will hear a short passage. Listen to the passage and fill in each blank IN NOT MORE THAN THREE WORDS. The passage will be read three times.Saving money is much (7) ________ than done. It is more than (8) ________. Actually, it can be a (9) ________ task. To save money, you may have to ask yourself: How much money can I save monthly? Where should I keep the money, and how can you make sure that I don’t overspend again? Follow along to learn how to set realistic goals, keep your spending (10) ________, and get the most for your money.