The Edmond Wine and Cheese shop wants to buy 30 cases of French Champagne on credit. Bank of America writes a letter of credit stating that the Edmond Wine and Cheese shop is a good risk and that if t
A. The payments role
B. The intermediation role
C. The risk management role
D. The guarantor role
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Which of the following is not a current trend in the banking industry（）
A. The number of banks is declining
B. The number of bank branches is declining
C. The number of bank competitors is increasing
D. Bank industry convergence
Wholesale banks are those banks that（）
A. Wholesale banks are those banks that
B. only make loans to the wholesale industry
C. serve corporations and government
D. have only retail customers
In the United States, a commercial bank qualifies as a “bank” under federal law if it offers（）
A. consumer installment loans, CDs
B. trust services, commercial loans
C. checking accounts, commercial loans
D. commercial deposit accounts, consumer savings plans
Which of the following types of banks would most likely offer the largest number of financial services virtually（）
A community bank
B. A retail bank
C. A universal bank
D. An international bank
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