One reason for the good health of the people in Vilcabamba must be the clean, beautiful environment.

A. Right
B. Wrong

Calories, natural food, mountains and the distance from modem cities are the only common things in the three regions.

A. Right
B. Wrong

Bone contains no water.

A. Right
B. Wrong

Insurance is supposed to provide protection against financial risks, and while dying too soon is one major risk we face, another risk more and more people fear is outliving their money. As a result, a growing array of life insurance products make it possible to protect against both of those risks.<br>In many of today's life insurance products, MacDonald notes, "The death benefit portion really has become a commodity type product, so if someone is really concerned about the financial impact of dying young, then they can get a pretty good deal by buying term insurance on a commodity basis--find the cheapest policy and buy it. "But, he says," The other side of the coin is that insurance companies have developed products that can be very creative, and very competitive to other alternatives, including investments. They can fill a very important role in any overall investment plan. "<br>Diverse and universal policies offer people choices in how much they want to put into their policies and how they want their funds invested. These funds can then be tapped later on to provide a lump sum for purchasing a retirement home or a stream of retirement income. Life insurance is an attractive investment vehicle, because the "inside buildup", the accumulation of funds inside a policy structure , is not subject to taxes, in contrast to other personal investments.<br>However, MacDonald and others warn against using insurance policies purely as an investment. While there are tax advantages, there are also the costs connected with the insurance coverage, and if you don't need that coverage these can be expensive ways to invest.<br>Moreover, MacDonald notes that some companies are offering insurance that has a critical illness or long-term care benefit. These policies specify that if someone suffers a heart attack, for example, they will get 25% of the face amount of the insurance policy immediately rather than at death. Or if they must be confined to a nursing home, they will be able to use up to the face amount of the policy to pay the nursing home costs.<br>Amid the proliferation of insurance product, MacDonald says, "The positive side of it is there are better products--they're cheaper and more flexible. The negative side is that it's more complicated and easier to make a mistake. In the past, it was plain vanilla; everybody was selling the same product and everybody had to find an agent they liked. Now there has been significant changes in product structure and design, and benefits, and so it is worthwhile to shop around. "<br>The purpose of insurance is to ______.

A. give you money whenever you need
B. protect you from financial risks
C. save money
D. outlive money

______covers building space of 90 thousand square meters？

______is along with many comparatively small buildings on either side？

According to the first paragraph of the passage, the author considers which of the following to be most helpful in determining the value of special protective labor legislation for women？

A comparative study of patterns of work-related illnesses in states that had such laws and in states that did not.
B. An estimate of how many women workers are in favor of such laws.
C. An analysis of the cost to employers of complying with such laws.
D. An examination of the actual effects that such laws have had in the past on women workers.

听力原文：M: So you really believe that clothes carry a kind of message for other people and that what we put on is in some way a reflection of what we feel？<br>W: Oh yes, very much so. Now people are beginning to take seriously the idea of a kind of psychology of clothing, to believe that there is not just individual taste in our clothes but also a thinking behind what we wear which is trying to express something we may not even be aware of ourselves.<br>M: But surely this has always been the case. We all dress up when we want to impress someone, such as for a job interview with a prospective employer; we then make an effort and put on something smart.<br>W: True, but that's a conscious act. What I am talking about is more of a subconscious thing. Take for example the student who is away from home at college or university: if he tends to wrap himself up more than the others , this is because he is probably feeling homesick. Similarly, a general feeling of insecurity can sometimes take the form. of overdressing in warmer clothes than necessary.<br>M: Can you give any other examples？<br>W: Yes. I think people who are sociable and outgoing tend to dress in an extroverted way, preferring brighter or more dazzling colors yellows, bright reds, and so on. In the same way, what might be seen as a parallel with the animal kingdom, aggressive clothes might indicate an aggressive personality or attitude to life. Think about the threat displays used by animals when they want to warn off opponents.<br>M: Do you think the care or lack of it over the way we actually wear our clothes has anything to tell us？<br>W: Yes, indeed. The length, for example, of a man's trousers speaks volumes about this awareness of his own image. Or, if his trousers are too short or hanging loosely, this probably means he's absorbed by other things.<br>According to the woman, what governs the clothes we wear？

A desire to express oneself and show one's wealth.
B. Individual taste and love for beauty.
C. Love for beauty and a desire to impress other people.
D. Individual taste and a desire to express oneself.

The man behind this notion, Jack Maple, is a dandy who affects dark glasses, homburgs(翘边帽)and two-toe shoes; yet he has become something of a legend in America's police departments. For some years, starting in New York and moving on to high-crime spots such as New Orleans and Philadelphia, he and his business partner, John Lieder have marketed a two-tier system for cutting crime.<br>First, police departments have to sort themselves out: root out corruption, streamline their bureaucracy, and make more contact with the public. Second, they have to adopt a computer system called Comstat which helps them to analyze statistics of all major crimes. These are constantly keyed into the computer, which then displays where and when they have occurred on a color-coded map, enabling the police to monitor crime trends as they happen and to spot high-crime areas. In New York, Comstat's statistical maps are analyzed each week at a meeting of the city's police chief and precinct captains.<br>Messrs Maple and Linder ("specialists in crime-reduction services" ) have no doubt that their system is a main contributor to the drop in crime. When they introduced it in New Orleans in January 1997, violent crime dropped by 22% in a year;when they merely started working informally with the police department in Newark,New Jersey,violent crime fell by 13%. Police departments are now lining up to pay as much as $50,000 a month for these two men to put them straight.<br>Probably all these new policies and bits of technical wizardry, added together, have made a big difference to crime. But there remain anomalies that cannot be explained, such as the fact that crime in Washington D. C. ,has fallen as fast as anywhere, although the police department has been corrupt and hopeless and, in large stretches of the city, neither police nor residents seem disposed to fight the criminals in their midst.<br>The more important reason for the fall in crime rates, many say, is a much less sophisticated one. It is a fact that crime rates have dropped as the imprisonment rate soared. In 1997 the national incarceration rate, at 645 per 100000 people was more than double the rate in 1985, and the number of inmates in city and county jails rose by 9.4%, almost double its annual average increase since 1990. Surely some criminologists argue, one set of figures is the cause of the other. It is precise because more people are being sent to prison, they claim that crime rates are falling. A 1993 study by the National Academy of Sciences actually concluded that the tripling of the prison population between 1975 and 1989 had lowered violent crime by 10-15%.<br>Yet cause and effect may not be so obviously linked. To begin with, the sale and possession of drugs are not counted by the FBI in its crime index, which is limited to violent crimes and crimes against property. Yet drug offences account for more than a third of the recent increase in the number of those jailed;since 1980, the incarceration rate for drug arrests has increased by 1000%. And although about three-quarters of those going to prison for drug offences have committed other crimes as well, there is not yet a crystal-clear connection between filling the jails with drug-pushers and a decline in the rate of violent crime. Again, though national figures are suggestive, local ones diverge: the places where crime has dropped most sharply (such as New York City) are not always the places where incarceration has risen fastest.<br>Jack Maple started his career in ______.

A. Philadelphia
B. Oregon
C. New Orleans
D. New York

Part B<br>Directions: You will hear 3 conversations or talks and you must answer the questions by choosing A, B, C or D. You will hear the recording ONLY ONCE.<br>听力原文： Do you find getting up in the morning difficult and painful？ This might be called laziness, but Dr. Kleiman has a new explanation. He has proved that everyone has a daily energy cycle.<br>During the hours when you labor through your work you may say that you're“hot”. That's true. The time of day when you feel most energetic is when your cycle of body temperature is at its peak. For some people the peak comes during the forenoon. For others it comes in the afternoon or evening. No one has discovered why this is so. The possible explanation is that one is at his temperature-and-energy peak in the evening. Much family quarreling ends when husbands and wives realize what these energy cycles mean, and which cycle each member of the family has.<br>You can't change your energy cycle. but you can learn to make your life fit it better. Habit can help, Dr. Kleiman believes．Maybe you're sleepy in the evening but feel you must stay up late anyway．Counteract your cycle to some extent by habitually staying up later than you want to. If your energy is low in the morning but you have an important job to do early in the day, rise before your usual hour. This won't change your cycle, but you'll get up and work better at your low point.<br>Get off to a slow start which saves your energy. Get up with a leisurely yawn and stretch. Sit on the edge of the bed a minute before putting your feet on the floor. Avoid the trouble for clean clothes by laying them out the night before. Whenever possible, do routine work in the afternoon and save tasks requiring more energy or concentration for your sharper hours.<br>What should one do if he wants to work more efficiently at his low point in the morning？

A. Change his energy cycle.
B. Overcome his laziness.
C. Get up earlier than usual.
D. Go to bed earlier.