22. Which of the following statements is true?
A. Your available income includes your salary.
B. Your available income includes the money you borrow from others.
C. Your available income includes overtime pay.
D. Your available income includes the money you get by selling your private car.
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23. What do “fixed expenses” include?
A. Food
B. Clothing
C. Entertainment
D. Rent
24. Which of the following statements is true?
A. Your budget should meet your "wants" first.
B. Your expenses should be less than or equal to your total income.
C. You can use your credit card if your income is not enough to cover your expenses.
D. You can use your emergency savings fund if your income is not enough to cover your expenses.
25. An emergency savings fund.
A. shall cover 3 to 6 years of your living expense
B. is less important than your needs.
C. shall meet your wants.
D. shall meet your wants
Part IV. Translation (15 points)Directions: This part is to test your ability to translate English into Chinese. Each of the two sentences is followed by four choices of suggested translation marked A, B and C. Make the best choice. For the paragraph numbered 33, write your translation in the corresponding space.31. What’s more, keeping up with the Joneses may get you broke.
A. 另外，和琼斯家比会让你身无分文。
B. 而且，和别人攀比也许会让你倾家荡产。
C. 更严重的是，和别人攀比可能会让你头破血流。
D. /
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