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保险标的的实际价值低于保险金额的是（）。
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Which of the following is NOT a criticism of the Bank？
听力原文：W: Well, it seems quite common, actually. Lots of people in Australia are now traveling and taking time off. And when I was traveling, I met so many people doing the same thing.
M: Yeah, yeah, so where did you start off？
W: Well, I went to New Zealand first. Urn, and I got a job in a computer company as a secretary. And I worked there for four months.
M: Really？ You can do that, can you？ I mean it's possible for anyone to get a job in New Zealand without being a New Zealander？
W: No. Not everybody. Only Australians and New Zealanders can exchange either. You know you can work in either country.
M: Right, yeah.
W: So that was easy. I worked there for four months and raised enough money for the rest of the travels really, so from there, I went to Indonesia, and traveled around the different islands of Indonesia, Malaysia, Singapore, Thailand, China, Nepal and India.
M: What about in Indonesia？ What did you do？ Did you fly mostly between the Islands？
W: Um, I did a bit of that and boats, mainly local boats between the islands.
M: What about Singapore？ People say it's very, very modern, but because it's too modern, it's rather boring. Did you find that？
W: Um, well, it's difficult so say, really. It has different attractions, you know, the Chinese, Malay and Hindu communities are there. It has its own culture and custom, very different from the others, and it's a great big shopping center, and I really enjoyed it from that point of view. And it was very clean.
M: And after that, you said you went, what, to Singapore, Malaysia, Thailand and then China？ That's a great country to travel in, isn't it？
W: Well, it was. Yeah. And it was fabulous, it really was. You haven't been there, then？
M: No, I haven't. I mean it's very big, isn't it？ Did you... ？
W: Yeah, I only had one month traveling in China. That was too short for such a vast country as China. I thought I didn't have enough time, so I sacrificed a lot of places and did the main tours round, really. I went to Beijing, the capital, Kaifeng, Yinchuan and Tibet.
M: Wow, how exciting! You said after Beijing, you went to... ？
W: That was Kaifeng, in central China's Henan province. It's a charming city and has got a lot to look around, like temples and pagodas, very traditional.
M: Um, um.
W: What fascinated me when I was there was that some Jews went to live in Kaifeng many years ago. As early as the 16th century, there were Jewish families there. They had their Saint God and the Five Books of Mezuzas. Even today, several hundreds descendents of the original Jews still live in Kaifeng.
M: Really？ I've never heard of that. And, where did you go after Kaifeng？
W: I went northwest to Yinchuan, the provincial city of Ningxia Hui Autonomous Region.
M: Is this the place where there has always been a shortage of water？
W: No, no. On the contrary, it has got an abundant supply of water because it is near the Yellow River. In this sense, Yinchuan has a favorable geographical position in otherwise harsh surroundings.
M: What did you see there, then？
W: Ningxia was once the capital of the Western Xia during the llth century. So outside Yinchuan, you could still see the Western Xia Mausoleum where the kings of the kingdom are buried. The tombs are pretty scattered in a big area at the foot of the Helan Moutain. And inside the city there is a famous mosque in the architectural style. of the Middle East. It's really a place worth visiting. You get to know something about Chinese Moslems.
M: Eh..., that sounds really interesting. Where did you travel after that？
W: I was lucky enough to get into Tibet and that was brilliant.
M: Yeah？ What was the most interesting place you visited, do you think？
W: Well, I think actually Tibet was the most fascinating and exciting. I've never been anywhere so different. The people there are wonderful, the clothes they wear, the food they eat.
M: And you said you went t
1 Human migration, the term is vague. What people usually think of is the permanent movement of people from one home to another. More broadly, though, migration means all the ways -- from the seasonal drift of agricultural workers within a country to the relocation of refugees from one country to another.
2 Migration is big, dangerous, compelling. It is 60 million Europeans leaving home from the 16th to the 20th centuries. It is some 15 million Hindus, Sikhs, and Muslims swept up in a tumultuous shuffle of citizens between India and Pakistan after the partition of the subcontinent in 1947.
3 Migration is the dynamic undertow of population change, everyone's solution, everyone's conflict. As the century turns, migration, with its inevitable economic and political turmoil, has been called "one of the greatest challenges of the coming century".
4 But it is much more than that. It is, as it has always been, the great adventure of human life. Migration helped create humans, drove us to conquer the planet, shaped our societies, and promises to reshape them again.
5 "You have a history book written in your genes,"said Spencer Wells. The book he's trying to read goes back to long before even the first word was written, and it is a story of migration.
6 Wells, a tall, blond geneticist at Stanford University, spent the summer of 1998 exploring remote parts of Transcaucasia and Central Asia with three colleagues in a Land Rover, looking for drops of blood. In theblood, donated by the people he met, he will search for the story that genetic markers can tell of the long paths human life has taken across the Earth.
7 Genetic studies are the latest technique in a long effort of modern humans to find out where they have come from. But however the paths are traced, the basic story is simple, people have been moving since they were people. If early humans hadn't moved and intermingled as much as they did, they probably would have continued to evolve into different species. From beginnings in Africa, most researchers agree, groups of hunter- gatherers spread out, driven to the ends of the Earth.
8 To demographer Kingsley Davis, two things made migration happen. First, human beings, with their tools and language, could adapt to different conditions without having to wait for evolution to make them suitable for a new niche. Second, as populations grew, cultures began to differ, and inequalities developed between groups. The first factor gave us the keys to the door of any room on the planet; the other gave us reasons to use them.
9 Over the centuries, as agriculture spread across the planet, people moved toward places where metal was found and worked and to centers of commerce that then became cities. Those places were in turn, invaded and overrun by people later generations called barbarians.
10 In between these storm surges were steadier but similarly profound tides in which people moved out to colonize or were captured and brought in as slaves. For a while the population of Athens, that city of legendary enlightenment, was as much as 35 percent slaves.
11 "What strikes me is how important migration is as a cause and effect in the great world events. "Mark Miller, co-author of The Age of Migration and a professor of political science at the University of Delaware, told me recently.
12 It is difficult to think of any great events that did not involve migration. Religions spawned pilgrims or settlers; wars drove refugees before them and made new land available for the conquerors; political upheavals displaced thousands or millions; economic innovations drew workers and entrepreneurs like magnets; environmental disasters like famine or disease pushed their bedraggled survivors anywhere they could replant hope.
13 "It's part of our nature, this movement," Miller said. "It's just a fact of the human condition."
Which of the following statements is INCORRECT？
SECTION C NEWS BROADCAST
Directions: In this section you will hear everything ONCE ONLY. Listen carefully and then answer the questions that follow. At the end of each news item, you will be given 10 seconds to answer the questions.
听力原文： Mike Tyson could sign a deal by Friday to face either Germany's Shuhs or Denmark's Brian Nelson here on August 21st in the Heavyweight first fight since his release from jail. The former world heavyweight champion was released on Monday after four months behind bars for assault in the wake of a traffic accident last August. His deal with Show Time makes August come back lightly. "August 21st is certainly a day we are looking at," Show Time's boxing director Jim Larken said, "Hopefully in the next few days, we'll have something concrete." Nevada boxing officials revoked Tyson's license for more than a year after he bit the Evanda Holyfield's ear in June, 1997. But they planned no action on Tyson because the license they granted him to fight does not expire until the end of the year. That came before the assault charges have been heard and with a victim's support.
Mike Tyson was put in prison last August because he
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