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借款人申请有担保流动资金贷款，借款人原则上为其经营企业的主要所有人，且所经营的企业具有一定的盈利能力。()
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听力原文：M: Hello. International Friends Club. Can I help you？
W: Oh, hello. I saw your advertisement in the paper today and I thought I'd phone to find out a bit more.
M: Yes, certainly, we're a sort of social and cultural activity club for people from different countries. It's quite a new club--we have approximately fifty members at the moment, but we're grouting all the time.
W: Right. That sounds interesting. I'm Canadian actually, and I came to London about three months ago, so I'm looking for ways to meet some new people. What kinds of activities do you organize？
M: Well, we have a wide range--cultural, sports, social and language activities.
W: Could you tell me something about the language activities？
M: Yes, every day except Thursday we have a language evening, where people can come and practic etheir languages--you know, over a drink or a bite to eat. We have different languages on different evenings. Monday--Spanish ; Tuesday--Italian ; Wednesday--German ; and Friday--French. On Thursday we usually arrange a meal in a restaurant for anyone who wants to come.
W: Well, that sounds great, I really need to practice my French and German.
M: OK. Well, if you can just give me your name and address, I' 11 send you the form. and some more details. If you join now you can have the first month free.
W: Oh yeah. How much is it to join？
M: The membership fee is ￡5. ￡25 a month, 6 months for ￡140, or a year for ￡265.
W: Ah, I think I'd better join just for two months at first to try it. Can I pay by cheek？
M: Yes, of course. Just make it out to the International Friends Club. Or you can pay by credit card.
W: No, I haven't got a credit card.
M: OK. Now your name is... ？
19. Where did the woman get the information of the club？
20.Which activity is the woman interested in？
21.On which day will the club members practice French？
22.How much w-ill the woman pay if she wants to try for two months？
(23)
委托书授权不明的，被代理人应当向第三人承担民事责任，代理人负连带责任。()
所谓银行市场定位就是确定它能够为哪些细分市场提供更好的服务。()
A．Ceramics.B．Chinaware.C．Kites or paper-cuts.D．Ancient coins.
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