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听力原文：M: Miss Jason, thank you for sending me this note. I'm sorry to hear Bill is being a problem.
W: I'm not sure what's happening to Bill. He's usually a good student. He completes all his work and he's quiet in class. Then, last month, he just changed.
Q: What can you infer from the conversation？
(14)
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下列融资活动中，不属于直接融资的是()
听力原文： Good morning, class. I have some great news for you all. Contemporary novelist Marie Irvine is coming to our university next month to lecture on the influence of women writers in the literary scene. If you can recall, we have read a few of Ms. Irvine's works in our textbook, and she is often considered one of the dozen best writers in the country. Not only is she going to give a lecture here, but also I have been able to convince her to lead a creative writing workshop for interested students. Since this is an advanced writing class, and you all have made considerable progress, I decided to offer the class the opportunity to join the workshop before this is offered to the entire campus.
The workshop will be two days long, held in the main lecture hall of this building. Ms. Irvine has assured me that participants in the workshop will work closely with her and get all the personal attention they need. She will particularly focus on the problems of female writing. Since there are only fifteen spots open for this workshop, I suggest you sign up as soon as possible before all the seats are taken. The cost of the workshop is ＄ 200, and this fee includes all your materials and a dinner banquet that will be held afterwards. You must pay an ＄ 80 deposit to reserve a spot, and the remainder of the tuition must be paid in two weeks. I should mention that the English department is co-sponsoring the workshop. If you would like to register, please see me after class. I encourage you to take advantage of this rare opportunity.
(33)
国库券是一种直接金融工具。()
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