《商业银行资本充足率管理办法》实施以来，商业银行出现了哪些变化（）
A. 各类商业银行信贷增长速度明显回落
B. 扭转了90年代以来商业银行资本充足率持续下降的趋势
C. 全国商业银行平均资本充足率持续稳定上升
D. 资本充足商业银行的资产占商业银行总资产的比例大幅上升
With reference to rules governing steering gear, which one of the following rules is incorrect? （）
A. It is required that all ships are provided with two independent steering gear systems that is one main and one auxiliary
B. The auxiliary gear could be power operated in passenger ships
C. The auxiliary gear must be of adequate strength and sufficient to steer a ship at navigable speed
D. All moving parts of the steering gear must be guarded against any possible damage
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