题目内容

在保险中，()是判明并确定保险责任的一项基本原则。
A保险利益原则
B最大诚信原则
C近因原则
D损失补偿原则

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保险利益必须是经济利益。经济利益是指投保人对投保标的的利益必须是能够以货币来计算、衡量和估价的利益。人生的生命或身体虽然无价，但在某些情况下。人身保险的保险利益也是可以计算的，例如()。
A父母对子女生命的保险利益
B雇主对雇员生命的保险利益
C债权人对债务人生命的保险利益
D祖父母对孙女生命的保险利益

保险基本原则的近因原则中，近因是指()
A造成损失起主导性作用的原因
B时间上最接近的原因
C空间上最接近的原因
D时间、空间上均最接近的原因

Peoples occupied North America before the arrival of the 【M1】
European in the 15th century have long been known as Indians because 【M2】
of the belief prevalent at time of Columbus that the Americas were the 【M3】
outer reaches of the Indies. Most scholars agree that Native Americans
came into the Western Hemisphere from Asia by the Bering Strait in a 【M4】
series of migrations. From Alaska they spread to the east and south. 【M5】
Several separate waves of migration are said to count for the many native 【M6】
linguistic families, while the common origin used to explain the physical 【M7】
characteristics that Native Americans have in common--Mongoloid
features, coarse, straight, black hair, dark eyes, sparse body hair, and
a skin colour range from yellow-brown to reddish brown. Many scholars 【M8】
accept evidence of Native American existence in the Americas back more
than 25,000 years. In pre-Columbian times the Native American
population of the area north of Mexico is estimated to be between one and 【M9】
two million. From prehistoric times until recent historic times there were
roughly about six major cultural areas, excluding that of the Arctic i. e. ,【M10】
Northwest Coast, Plains, Plateau, Eastern Woodlands, and Southwest.
Information about particular groups can be found in separate articles and in
separate biographies and subject articles.
【M1】

保险合同中订有要求被保险人外出时必须将门窗关闭和锁闭的保证条款，某被保险人违反了该保证致使发生保险事故，保险人()。
A应解除保险合同，并不退还保费
B应解除保险合同，并退还保险费
C就此次违反保证拒绝赔偿，并不解除保险合同
D要求被保险人补缴额外保费并承担赔偿或给付责任