题目内容
Property loans have certain features which make them very attractive to banks.
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Both the property valuers and the regulators in many countries have found their warnings of an overheating market were cautiously taken by banks.
Overall there are three levers that officials can pull to make property safer, and to use any one of the three can fulfill the task of regulating the market.
Easy credit is the most significant reason which drives up prices and makes the bubble worse.
The Danish model is highly recommended by many observers, which features specialized mortgage lenders with strict loan-to-value limits and floating rate mortgages.
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