题目内容

The central idea of this passage is ______.

A. electronic transfer of funds
B. bank's payment mechanism
C. clearing of checks
D. computer and payment

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What is the main function of deposit insurance fund?

A. To ensure that the banks have sufficient fund to finance other economic sectors.
B. To protect the banks from all kinds of risks arising from their operation.
C. To meet requirements of financial needs of the public.
D. To pledge to depositors that their money is safe whenever a bank is insolvency.

Nowadays a private business usually obtains its working capital through a commercial bank.

A. Right
B. Wrong
C. Doesn't say

The term-loan agreement specifies a draw-down period of, say, up to two years, during which the funds must be used by the borrower; otherwise the borrower is not allowed to draw down any unused credit.

A. Right
B. Wrong
C. Doesn't say

The PBC can exercise examination of a commercial bank at any time.

A. Right
B. Wrong
C. Doesn't say

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