题目内容

下图所示的项目风险识别过程中,编号为③的方框内工作内容为()。

A. 识别项目风险因素、风险事件及后果
B. 补充初始风险清单
C. 项目风险分解
D. 确立项目风险清单

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Making Yourself a Good Record
If you are an American and you think you might need to borrow money someday, the best thing to do is start early.
That's because just as many employers want to hire only people with experience, banks and other creditors are usually reluctant to lend to those(51)a proven track record of paying back,(52)time, the money they have borrowed.
But if you need experience just to get a start, how do you get that stat in the first place?
With a little help from your parents usually, while you are still financially dependent(53)them. It is easy to get a credit card or student loan when you are in college, because banks figure your parents will bail you out if you fail to pay.
So just as students take on internships to build up their resumes, one's university time can be a good time to work on another important personal record: the credit(54).
Credit reports are a(55)of one's personal credit history, gathered by a credit reporting agency, or CRA.
Banks and companies-(56)hospitals, landlords and insurance companies- regularly report to the three main CRAs in the US(57)how their customers are doing at paying back the money, they(58).
Anyone with a "legitimate business need" has the right to order individuals' reports from the CRAs. Potential creditors usually compile the information in the reports into a credit "score", ranking the level of creditworthiness. Lack of experience in borrowing in(59)to a bad record of doing so, can result in a low score.
Even if you are not considering taking out a loan for such a large purchase as a home or car, your credit report can be important to getting through life. Landlords often ask for the reports to judge(60)a person can be trusted to pay the tent. Credit checks are necessary for getting a credit card, even for purchasing a mobile phone calling plan.
People can obtain a copy of their own credit report, usually(61)a cost of around US$8-9. Some consumer organizations recommend doing this once a year to allow one to catch any mistakes(62)have slipped into the record or, even worse, to find out whether any fraud has taken place. Though the system is controlled by laws(63)to protect/people's privacy, it isn' t fool-proof: Sometimes people take out bad loans in others' names,(64)their records.
In a society addicted(65)credit, that can be a disaster.

A. with
B. without
C. on
D. by

李先生年初刚刚买了新房,房屋价值200万元,并为其投保火灾保险,其中,在甲保险公司投保50万元,乙保险公司投保100万元。某夜房屋失火,李先生随即进行抢救,救火开支花费5万元,房屋损失评估为100万元,李先生因为房屋被烧而暂时住宾馆的花费达到2200元。
李先生为其房屋购买的保险属于()。

A. 足额保险
B. 不足额保险
C. 超额保险
D. 重复保险

假定事发第二天,国家化工部、能源部、水利部及国家环保局等相关部门组成了联合调查组,展开调查取证和环境评估工作,预计需要两周时间才能得出结论,而按照审计业务约定书的要求,审计项目组最迟应在两天内提交审计报告。叶俞认为应当发表保留或无法表示意见的审计报告。()

A. 正确
B. 错误

按《公路工程施工监理规范》规定,在公路施工过程中,各类高级监理人员一般应占监理人数的()以上。

A. 0.05
B. 0.1
C. 0.15
D. 0.2

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