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听力原文: Many children first learn the value of money by receiving an allowance. The purpose is to let children learn from experience at an age when financial mistakes are not very costly.
The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance.
In any case, parents should make clear what, if anything, the child is expected to pay for with the money.
Young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents are usually advised not to offer more money until the next allowance.
Though jobs at home for young children are a normal part of family life, paying children to do extra work around the house can be useful. It can even provide an understanding of how a business works.
Allowances give children a chance to experience the three things they can do with money. They can share it in the form. of gifts or giving to a good cause. They can spend it by buying things they want. Or they can save it.
Saving helps children understand that costly goals require sacrifice: You have to cut costs and plan for the future.
(30)

A. By doing homework.
By knowledge from books and parents.
C. By having pocket money from their parents.
D. By saving what they have.

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听力原文:M: Mrs. Smith, I found two leaks in my bedroom ceiling during the storm last night.
W: I'm sorry for that, but never mind, I know a reliable roofing company, i promise your problem will be dealt with as soon as possible.
Q: What do we learn about the conversation?
(18)

A. The woman works for a roofing company.
B. The man is afraid of heavy storms.
C. The woman's bedroom roof is leaking.
D. The man's bedroom roof needs repairing.

听力原文: Recent films, books, magazines and newspapers have reported about serious threats to the environment. Changes in climate, increasing pollution, rising energy demands, and decreasing supplies of water are worldwide problems. Designers and builders around the world are reacting to these environmental concerns with new conception of green house.
Green houses are designed to be sustainable. Something that is sustainable provides people today with what they need. But it does not use up or damage the natural resources.
Green houses use much less fossil fuels—oil, gas and coal—for energy. The houses are placed on the land so the sun warms them during cold months and is blocked during hot months. The houses have plenty of windows that open to let in cooling air. They have special equipment that uses a lot less water.
Green houses are made of wood from fast-growing trees so old growth forests do not have to be cut. They include recycled materials so something old is re-used, not thrown away as waste. The houses are healthier for people to live in. Materials used in them are not processed with strong chemicals that can produce harmful gases.
Houses that are environmentally friendly are not new. For years, architects in many areas of the world have designed and built them for environmental activists. But now, rapidly rising energy costs are increasing the demand worldwide for green houses that use less energy and other resources.
(33)

A. It is a new design to keep people warm in winter.
B. It is closely sea!0d so that cool air cannot go through.
C. It is a new design without exhausting or harming natural resources.
D. It is created for gardening or fanning.

听力原文:M: I'm so confused by my notes from Professor Lubna's lectures. It seems I have no talent on sociolinguistics at all.
W: Don't worry! How about reviewing them now over a cup of tea?
Q: What does the woman suggest?
(17)

A. Forget the notes and enjoy a cup of tea.
B. Discuss the notes with Prof. Lubna during the tea time.
C. Go over the notes right away.
D. Make no more efforts on the difficult course.

听力原文:M: Hello. Would you please tell me something about the stock?
W: Sure. What do you want me to start with?
M: Please start with the explanation of some terms like "a bull" and "a bear".
W: OK. A bull is a situation in which share prices are rising.
M: What about a bear then?
W: A bear is the situation in which share prices keep falling.
M: Oh, I see. But why the prices get rising or falling?
W: If there are more buyers, the price will rise. Otherwise, the price will be lower and lower.
M: How can we make money in the stock market?
W: If you believe the market will go up, you can buy in or hang on. If it turns out to be true, you can make your profit.
M: I heard that some people can earn money out of a bear market. How do they win in such a situation?
W: lf you believe the market will fall down, you can sell your shares and buy back at a lower price. The price difference is your profit.
M: It sounds easy to make money from stock investment.
W: Not at all. When you really invest in stock market, you'll get involved into the whole world.
M: What do you mean by that?
W: To decide which share you'll buy in is quite hard sometimes. You have to consider the market tendency, the growth of the company and you'd better know something about technical analysis.
M: So boring it is. I'd better invest in some fixed interest fields.
W: Certainly you can. You won't suffer from the risks. But your wallet will suffer.
M: What should I do?
W: If you really invest in stock, perhaps you should find a broker.
(20)

A. He is a stranger to the stock.
B. He likes the stock very much.
C. He is confident of his investment.
D. He is the student of the woman.

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