题目内容
只要细分市场具备理想的规模和发展潜力，那么从盈利的观点而言就具备了吸引力。()
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Section A
Directions: In this section, you will hear 8 short conversations and 2 long conversations. At the end of each conversation, one or more questions will be asked about what was said. Both the conversation and the questions will be spoken only once. After each question there will be a pause. During the pause, you must read the four choices marked A, B, C and D, and decide which is the best answer.
听力原文：M: The little island you mentioned is marvelous. I've never seen SO many wild plants!
W: Oh, so you went there after all!
Q: What has the woman assumed about the man？
(12)
What is the alternative name of the World Bank？
According to the passage, the phrase " holding shares in street name" probably refers to ______.
短文理解
听力原文： A standby credit letter (SCL) is a contingent obligation of the letter's issuer. The issuing bank agrees to guarantee the credit of its customer or to guarantee the fulfillment of a contract made by its customer with a third party. The issuing bank earns a fee from providing the service of SCL. In general, the fee is relatively low and usually around 0.5 percent to 1 percent of the amount of credit involved due to the following reasons. On the one hand, the issuing bank may have previously analyzed the financial condition of its standby credit customer, and the probability is low that the issuer of the credit guarantee will ever be called upon to pay. On the other hand, the issuing banks carry zero reserve requirements and avoid the booking of additional assets, which would also require each bank to acquire more capital.
21. Is SCL same as revocable letter of credit according to the passage？
22.What will the issuing bank do for a standby credit letter？
23.Why is the service fee of SCL relatively low？
(21)
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