题目内容

关于票据贴现，下列说法错误的是()。

A. 票据贴现是商业信用发展的产物
B. 银行在贴现商业票据时，所付金额与票面金额的差额是银行收取的手续费
C. 采用票据贴现方式。企业既可以给购买单位以临时资金融通，又可以在自身需要资金时及时得到资金
D. 贴现息与票面金额之比，等于贴现率

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