题目内容

贷款审查批准后，银行和借款人签订贷款合同，继而发放贷款。贷款发放人员在贷款出现问题时，承担()的责任。

A. 检查失误、清收不力
B. 玩忽职守
C. 行政责任
D. 民事责任

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对孩子太苛刻没有任何道理。毕竟他还太小，不知道自己正在犯错误。

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