题目内容

听力原文:M: What margins will the lending bank charge?
W: Margins mainly depend on these factors: evaluation of credit risk, maturity of credit, and the starting point from which onwards the rate of interest shall be firm.
Q: How many factors do margins charged by the lending bank mainly depend on?
(12)

A. Four.
B. Two.
C. Three.
D. Five.

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What is the middle rate for FRF/CHF, based on the middle rates (5.0145; 1.2570) for USD/FRF and for USD/CHF?

A. 1.0024
B. 2.0048
C. 0.5012
D. 0.2506

A.to balance risk and to get proper mix of investmentsB.to achieve higher return from

A. to balance risk and to get proper mix of investments
B. to achieve higher return from investments
C. to invest in blue chips
D. to get back money before retirement

About a business operating cycle, which of the followings is the most accurate?

A. 12 months
B. half a year
C. the time span during which cash is used to acquire goods and services
D. always longer than a year

听力原文:M: Can you give an example of types of risks Banks face?
W: Yes. The major type of risks is called credit risk. It means a counterpart fails to perform. according to a contractual arrangement.
Q: What are they talking about?
(13)

A contractual arrangement.
B. A counterpart.
C. Many types of risks.
D. Credit risk.

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