Spend or save–the student’s dilemmaI think that the messages we get from our environment seem to defy1and contradict each other. The government tells us to spend and also to2more. Banks offer higher interest rates so we can increase savings and also send us3offers so we can spend more.If we don’t pay our credit card bill on time, the credit card company will warn us. As soon as we pay, the company will tell us how4a customer we are and encourage us to5. We get two sets of messages at6each other. One is the “permissive” perspective---advertising’s permissive message is7; The other is “8” message.What happens as we take in these contradictory but explicit messages?On one hand, we want more things because we want to satisfy our9. On the other hand, we hope to10our desires.Anyway, many of the skills you need as a successful student can be applied to your11. Money worries are extremely12and 13. So, how can you be a smart and educated consumer?Consider14classes or school’s financial aid office or seek input in setting up a15. You can also finding a16to help you stay on track and find17in the administration. Most importantly, don’t let your ego18and urgently get help.As you learn to balance spending and saving, you will have a19and20life.