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银行承兑汇票是商业汇票的一种，商业汇票根据承兑人的不同分为银行承兑汇票和商业承兑汇票。()

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以贸易链、产业链为依托，依据特定交易进行的融资，因以交易相关的存货、应收账款对应的未来的现金流为还款保障，农业银行对融资款项可不必采用受托支付。()

对仅办理低信用风险业务的客户，或农业银行不承担信用风险的客户可免评级。()

Oxco has two divisions, A and B. Division A makes a component for air conditioning units which it can only sell to Division B. It has no other outlet for sales.
Cold Co has offered to sell the component to Division B for $140 per unit. If Division B accepts this offer, Division A will be shut.
If Division B accepts Cold Co’s offer, what will be the impact on profits per year for the group as a whole？

A. Increase of $65,000
B. Decrease of $78,000
C. Decrease of $88,000
D. Increase of $55,000

债项评级用于评估债项损失风险，以违约损失率作为核心要素，考虑产品、贷款用途和抵质押品等债项风险特征。()