题目内容

W: Well, I think most people want to have a secure future. Um, however, the information they need, um, to achieve financial security isn't at their fingertips. Um, OK, for exam pie, well, they need to establish their goals, for instance, how much money do you need to live, what would be a basic amount that you need to live? They have to take things like whether they want to pay for their children to go to college, which college they're going to go to, um, and many people in the baby boomer group are faced with having to care for a parent, which is an added expense and has to be, um, considered in any future financial decision.
M: Then how much money do you think people need to save for themselves?
W: Well, the thing is, you should have 3—6 months of monthly salary saved, so whatever your monthly salary is you should have enough to pay your expenses for 3—6 months without any income.
M: And then in addition to that, most of us need to plan for college, retirement, taking care of parents, etc.?
W: Uh-huh. And the kinds of things that rise up unexpectedly, for example, like the water heater blowing up or the car not starting in the morning.
M: So, what's the biggest mistake people make?
W: Well, they tend to live from paycheck to paycheck. And when something unexpectedly occurs, if they don't have someone to help, they just go deeper and deeper into debt, you fall farther and farther behind in your payments. Or, it gets so bad that you lose everything, like what has happened to many people who are forced into homelessness and are there because their debts became overwhelming.
M: So, if you could give people one piece of advice to make their financial future more secure, what would you suggest?
W: Younger people often spend every last cent that they earn. They live from paycheck to paycheck. After they pay their bills, they complain that there's nothing left over to save. The best advice I can give is to say "Pay yourself first." When you get your pay-cheek, save some portion of it, even $10 a week. That's giving up a movie, and one stop at a fast food restaurant. Let's say you start with $3000, and you add $10 a week to that at a pretty reasonable rate of 13% a year. In 60 years you'll have 5.6 million dollars. That's pretty amazing, isn't it?
According to the woman, how much money should people save for themselves?

A. 3~6 months of monthly salary
B. 13% of salary
C. $10
D. Not mentioned

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When somebody told you that you will "cut no ice" with him, what did he mean?

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省政府1995年8月由主管副省长主持召开专题会议并形成61号会议纪要,在性质上属于()。

A. 地方性法规
B. 地方政府规章
C. 国家行政机关公文
D. 其他规范性文件

美国留学生戴维与外企中国雇员张莹结婚,二年后因感情不合,到中国法院起诉离婚,戴维请求中国法院在分割财产时按美国法律执行。但未等法院判决,张莹又赴美与另一留美中国学生结婚。戴维到法院状告张莹,要求法院解除张莹的重婚,并追究其刑事责任。
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A. 美国法律
B. 中国法律
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D. 美国法律或中国法律

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