Reference
A person who can speak on your behalf about your skills
B. Someone you play football with
C. A dictionary
P.T.O.
A. Please Tick Off
B. Please Take One
C. Please Turn Over
Next of Kin
A. Your nearest or closest relative
B. Your doctor
C. Your next door neighbour
Direct Debit
A. No cost
B. A payment from you bank account
C. A guarantee