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There are many basic reasons for these differences. One is that Continental savers tend to prefer gold, cash or short-term assets. They invest only 10% of their savings in institutions like pension funds or insurance companies. But in Britain 50% of saving goes to them, and they, in turn, invest directly in equity market. A far lower proportion of savings is put in the banks in the form. of liquid assets than on the Continent. Continental governments intervene directly or through the banks to collect savings together and transform. them into medium or long-term loans for investment. The equity market is largely bypassed. On the Continent economic planning tends to be far more centralized than in Britain. In Britain it is possible to influence decisions affecting the country's economy from within the City. It attracts skilled and highly qualified work force. In France, on the other hand, an intelligent young man who wants a career in finance would probably find the civil service more attractive.
In Britain the market, or more accurately, money tends to be regarded as an end in itself. On the Continent it is regarded as a means to an end; investment in the economy. To British eyes continental systems with the possible exception of the Dutch seem slow and inef-ficient. But there is one outstanding fact the City should not overlook, British's growth rates and levels of investment over the last ten years have been much lower than on the Continent. There are many reasons for this, but the City must take part of the blame. If it is accepted that the basic function of a financial market is to supply industry and commerce with finance in order to achieve desired rates of growth, it can be said that by concentrating oil the market for its own sake the City has tended to forget that basic function.
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A university education aims at raising the intellectual tone of society, at______national
In what way does the Continental system seem better？
In fact, genetically modified foods are already very much apart of out lives. A third of corn and more than half the soybeans and cotton grown in the U. S. last year were the product of biotechnology, according to the Department of Agriculture. More than 65 million a-cres of genetically modified crops will be planted in the U. S. this year. The genetic genie(妖怪) is out of the bottle.
Yet there are clearly some very real issues that need to be resolved. Like any new prod-uct entering the food chain, genetically modified foods must be subjected to rigorous testing. In wealthy countries, the debate about biotech is tempered by the fact that we have a rich array of foods to choose from and a supply that far exceeds our needs. In developing countries desperate to feed fast-growing and underfed populations, the issue is simpler and much more urgent: Do the benefits of biotech outweigh the risks？
The statistics on population growth and hunger are disturbing. Last year the world's population reached 6 billion. The U. N. estimates that nearly 800 million people around the world are undernourished. The effects are devastating. About 400 million women of child-bearing age are iron deficient, which means their babies are exposed to various birth defects. As many as 100 million children suffer from vitamin A deficiency, a leading cause of blindness.
How can biotech help？ Biotechnologists have developed genetically modified rice that is fortified with beta-carotene—which the body converts into vitamin A—and additional iron, and they are working on other kinds of nutritionally improved crops. Biotech can also improve farming productivity in places where food shortages are caused by crop damage attributable to pests, drought, poor soil and crop viruses, bacteria or fungi.
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According to the passage, biotech can help solve the problem by
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