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（）（个人商用房贷款除外）不能进行贷款合同转按揭、还款期顺延的调整，但可以进行宽限期调整的处理。
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For (1) service, we need a virtual-circuit subnet. Let us see how that works. The idea behind virtual circuits is to avoid having to choose a new (2) for every packet sent. Instead,when a connection is established, a route from the(3) machine to the destination machine is chosen as part of the connection setup and stored in tables inside the (4) . That route is used for all traffic flowing over the connection, exactly the same way that the telephone system works.When the connection is released, the virtual circuit is also terminated. With connection-oriented service, each packet carries an (5) telling which virtual circuit it belongs to.空白（2）处应选择（）
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