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央行票据即中央银行票据，具有()性质。
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Save Money by Understanding Why You Spend It
To save money, you simply need to spend less than you earn. It is easy to say, but why is' it so difficult to do？ To answer this question, you need to study the factors that keep you spending all the time.
Easy access to credit
For most people, this is the biggest reason for overspending. People can easily get a credit card, simply by filling out a short form. in a bank or jumping on their website. They can borrow money from banks to go shopping, even buy cars or houses. When you aren't physically handing someone money or a check for a purchase, you will feel you are spending free money or you aren't spending money at all. Try using cash to get your spending under control.
Misusing credit cards
A credit card is an interest free short-term loan. When used as planned, this can be a powerful financial tool. The problem is when you begin to let the balance continue from month to month. If you make a $200 purchase on your credit card and find out that at the end of the month you can't afford to repay the full amount, this is when the high interest rates on the cards really begin to hurt you. That is no way of saving money.
Giving in to temptation
We all need to enjoy life, but don't waste your financial future for a few guilty pleasures today if they aren't in your budget. When you know that you can't afford an activity, don't give in. Instead, invite your friends over for a home dinner party, game night, or some other activities where you can still enjoy time together, but without breaking your budget.
() 26. For most people, easy access to credit is the biggest reason for overspending.
() 27. Using credit card is an effective way to get your spending under control.
() 28. You have to pay for the credit card loans by the end of each month.
() 29. Using a credit card to pay is spending free money.
() 30. Always pay attention to your budget while spending.
根据写作要求，写出一篇作文。
Describe the following case and the criminal suspect according to the notice in about 100 words.
Wanted
Crime: robbery
Victim: a young man
Time: at about 11. 00 p.m. last Saturday
Place: on the 6th Street
Loss: a handbag with a computer, mobile phone, his passport and something else
Appearance of the suspect: short, slim; long, big face, big eyes with cruel eyesight; long,dirty fingernails; wear a worn jacket, a pair of jeans and trainers
Anyone with info.: contact 110 at anytime
Reward: RMB 5,000.
目前我国基金管理业务主要是指公募基金的管理。随着我国经济的快速发展，公众投资意识逐步改善，公募基金的规模持续扩大。下列属于基金公司业务的是()。
阅读下面的句子，根据文章内容进行判断，正确写“T”错误写“F”。
The law defines youthful offenders (aged 18 or under) as offenses. As for the same offenses, the court would consider an adult as a offenders" are juveniles who commit offenses appropriate only to juveniles, such as truancy from school. Here are a few ideas to help prevent your children from being a delinquent.
Keep your children in school to help prevent delinquency. Minor offenses, such as truancy, can lead to more serious offenses. Make clear to your children your expectations about their school attendance. Meet with school officials if necessary.
Exercise adequate supervision. Juveniles rarely commit serious offenses while under the supervision of an adult. Seek the assistance of your local service agencies, if you feel you cannot control your children. Attend parenting classes, or join a local support group if you are having trouble understanding how to exercise discipline.
Educate your children about the dangers of drugs. Drug offenses and addiction can have serious consequences for your children. Let your children know you will not tolerate drug use. Stay informed about drug use trends in children.
Get your children involved in after-school recreational activities, sports, community service or other positive activities. Young people with positive outlets for their energy are more likely to do well in school and avoid the problems of delinquency.
Know who your children’s friends are. Show an interest in your children's social life and peer groups. Peer pressure may have a bad effect on teenagers and young people. Do not allow your children to associate with juvenile delinquents.
()21.the court would consider youthful offenders as”criminals” if they commit offenses.
()22. You must meet with school officials to prevent your children from delinquency.
()23. If you cannot control your children, ask for help from the local service agencies.
()24. Inform. your children that you will not tolerate drug use and drug offenses can have serious results for your children.
()25. Children always involving in positive activities are more likely to do well in school and avoid the problems of delinquency.
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