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全面原则要求渗透商业银行的各项业务过程和各个操作环节覆盖所有的部门和岗位，并由全体人员参与，任何决策或操作均应当有案可查。()
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听力原文： The colorful Internet draws us to computers and brings us joy and wealth. However, it is also affecting our health, because of increased computer use. Some people humorously call these negative effects the "six destructive fists of the Internet".
First, it damages the eyes. However good your monitor is, whether it is low-radition or LCD, you will definitely feel light-headed after a day of web-surfing.
Secondly, it damages the hands. The constant repetitious movements will make your fingers and wrists sore and aching.
Thirdly, it damages the mouth. When people are roaming in the sea of the Internet and chatting with the keyboard, the mouth is the most unused organ.
Fourthly, it hurts the back. People will sit motionless in front of computers for several hours. Their midsections and skeletal systems suffer the most.
Fifthly, it damages the stomach. It is almost impossible for web-surfers to have healthy stomachs. They always eat very simply. Sometimes they will have a sleep first, instead of eating anything.
Lastly, it damages the liver, which is the result of irregular periods of sleep and an unhealthy diet.
Although the "six destructive fists of the Internet" is only the nickname by web-surfers for their discomfort, it reminds us that we should not neglect our health when addicted to the vibrancy, high speed and efficiency of the Internet.
The attraction of the Internet is irresistible. However, addiction to it will damage our physical and mental health. In fact, the Internet and computers themselves can't cause the discomfort in our body. We should use computers reasonably to keep up with the Internet healthily.
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听力原文：I won the first prize in the speech contest．
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某证券的市场价格为50元，期望收益率为14%，无风险利率为6%，市场风险溢价为8.5%。如果该证券与市场资产组合的协方差加倍(其他变量保持不变)，该证券的市场价格为元。(假定该股票预期会永远支付固定红利) ()
听力原文：M: Hello，this number is 7665436.
W: This is Mary. Can I speak to Linda，please？
M: Sorry，she isn't in right now. Can I take a message？
Q: What can we learn about？
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