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客户服务是指通过提供产品和服务满足客户的需求，完成交易，并对交易现场的客户服务活动及相关

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担保圈是指多家企业通过相互担保或连环担保连接到一起而形成的以担保关系为链条的特殊利益体

按照《担保法》的规定，担保有保证、抵押、质押五种方式()。

按贷款期限的长短，可以将贷款分为短期贷款、中期贷款以及长期贷款()。

For the last fifteen or twenty years the fashion
in criticism or appreciation of the arts have been to 【1】
to deny the existence of any valid criteria and to
make the words "good" or "bad" irrelevant,
immaterial, and inapplicable. There is no such a
thing, we are told, like a set of standards first 【2】
acquired through experience and knowledge and
late imposed on the subject under discussion. This 【3】
has been a popular approach, for it relieves the critic
of the responsibility of judgment and the public by the 【4】
necessity of knowledge. It pleases those resentful of
disciplines, it flatters the empty-minded by calling
him open-minded, it comforts the confused. Under 【5】
the banner of democracy and the kind of quality
which our forefathers did not mean, it says, in effect,
"Who are you to tell us what is good or bad？" This
is same cry used so long and so effectively by the 【6】
the producers of mass media who insist that it is the
public, not they, who decide what it wants to hear and 【7】
to see, and that for a critic to say that this program is
bad and that program is good is pure a reflection of 【8】
personal taste. Nobody recently bas expressed this
philosophy most succinctly than Dr. Frank Stanton , 【9】
the highly intelligent president of CBS television. At
a hearing before the Federal Communications
Commission, this phrase escaped from him under 【10】
questioning: "One man's mediocrity is another
man's goed program".
【M1】