Recently some banks extended their business to university campuses and offered credit cards to students. A lot of people worry that credit cards may bring harm to students, while others dont think so. What is your opinion？ Write a composition of about 200 words on the following topic : Will Credit Cards Bring Harm to Students! You are to write in three parts. In the first part, state specifically what your opinion is. In the second part, support your opinion with appropriate details. In the last part, bring what you have written to a natural conclusion or a summary. Marks will be awarded for content, organization , grammar and appropriateness. Failure to follow the instructions may result in a loss of marks