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Passage TwoQuestions 6 to 10 are based on the following passage.Some say that manufacturing is special, because the rest of the economy depends on it. In fact, the economy is more like a network in which everything is connected to everything else, and in which every producer is also a consumer. The important distinction is not between manufacturing and services, but between productive and unproductive jobs.Some manufacturers accept that, but move immediately to another argument: the current crisis is needlessly endangering productive, highly skilled manufacturing jobs. Nowadays each link in the supply chain depends on all the others. The car industry argues that the loss of GM would permanently damage the North American supply chain. They say aid can save good firms to fight another day. Although some supply chains have bottlenecks, that is a weak general argument for sectoral (经济领域的) aid. As a rule, suppliers with several customers, and customers with several suppliers, should be livelier than if they were dependent on a large group. The evidence from China is that today's lack of demand creates the spare capacity that allows customers to find a new supplier quickly if the old one goes out of business. When it is hard to get a new one, because a parts supplier is highly specialized, say, good management is likely to be more effective than state aid. The best firms monitor their important suppliers closely and buy parts from more than one source, even if it costs money. In the extreme cases, firms can support weak suppliers by helping them raise cash or by investing in them.If sectoral aid is wasteful, why then save the banking system? Not for the sake of the bankers, certainly nor because state aid will create an efficient financial industry. Even bank rescues and stimulus plans (激励政策) are aimed at the roots of the economy's problems: saving the banks, no matter how undeserving they are, is supposed to keep finance flowing to all firms; fiscal stimulus is supposed to lift demand across the board. As manufacturing breaks down, governments should not toy with sectoral plans. Their proper task is broader but not less urgent: to get on with spending and with free finance.

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Passage ThreeQuestions 11 to 15 are based on the following passage.In bringing up children, every parent watches eagerly the child's acquisition (学会) of each new skill — the first spoken words, the first independent steps, or the beginning of reading and writing. It is often tempting to hurry the child beyond his natural learning rate, but this can set up dangerous feelings of failure and states of worry in the child. This might happen at any stage. A baby might be forced to use a toilet too early, a young child might be encouraged to learn to read before he knows the meaning of the words he reads. On the other hand, though, if a child is left alone too much, or without any learning opportunities, he loses his natural enthusiasm for life and his desire to find out new things for himself.Parents vary greatly in their degree of strictness towards their children. Some may be especially strict in money matters. Others are severe over times of coming home at night or punctuality for meals. In general, the controls imposed represent the needs of the parents and the values of the community as much as the child's own happiness.As regards the development of moral standards in the growing child, consistency is very important in parental teaching. To forbid a thing one day and excuse it the next is no foundation for morality (道德). Also, parents should realize that "example is better than precept". If they are not sincere and do not practice what they preach (说教), their children may grow confused, and emotionally insecure when they grow old enough to think for themselves, and realize they have been to some extent fooled.A sudden awareness of a marked difference between their parents' principles and their morals can be a dangerous disappointment.

企业在4年内每年末存入银行1000元,银行年利率为9%,4年后可从银行提取的款项为()。(F/P,9%,4)=1.4116 (F/A,9%,4)=4.5731

A. 3000元
B. 1412元
C. 4573元
D. 2634元

某投资项目于2012年年初动工,假设当年投产,从投产之日起每年末可得收益10000元。按年利率6%计算,计算预期10年收益的现值。(F/A,6%,10)=13.181 (P/A,6%,10)=7.3601 (P/F,6%,10)= 0.5584

A. 13181
B. 5584
C. 73601
D. 6384

某企业准备购买一处办公用楼,打算从现在起每年年末付款165万元,连续支付8年,假设该企业投资要求的最低报酬率为10%,计算相当于现在一次性付款()。

A. 1886.94
B. 785.24
C. 968.29
D. 880.26

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