题目内容
According to the author, the National Financial Capability Challenge ______.
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Section B
Directions: There are 2 passages in this section. Each passage is followed by some questions or unfinished statements. For each of them there are four choices marked A, B, C and D. You should decide on the best choice.
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren't so good at money-management. We take out home loans we can't afford. We run up sky-high credit-card debt. We don't save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates--but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students learn about things such as budgeting, credit cards, insurance and investments. A recent survey of college students conducted for the JumpStart Coalition for Personal Financial Literacy found that students who'd had a personal-finance or money-management course in high school scored no better than those who hadn't.
"We need to figure out how to do this the right way," says Lewis Mandell, a professor at the University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods don't work. A growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot earlier than high school, putting real money and spending decisions into kids'hands and talking openly about the emotions and social influences tied to how we spend.
Other initiatives are tackling such real-world issues as the commercial and social pressures that affect pur-chasing decisions. Why exactly do you want those expensive brand-name shoes so badly？ "It takes confidence to take a stand and to think differently," says Jeroo Billimoria, founder of Aflatoun, a nonprofit whose curriculum, used in more than 30 countries, aims to help kids get a leg up in their financial lives. "This goes beyond money and savings."
The financial-literacy education is intended to ______.
We may infer that ______.
听力原文：Police Officer: Hello. 24th Precinct. Officer Jones speaking.
Man: Help. Yeah，uh，it was wild，I mean really bizarre.
Police Officer: Calm down sir!Now，what do you want to report？
Man: Well，I'd like to report a UFO sighting.
Police Officer: A what？
Man；What do you mean“what”？An unidentified flying object!
Police Officer: Wait，tell me exactly what you saw.
Man: Well，I was driving home from a party about three hours ago，so it was about 2:00 AM，when I saw this bright light overhead.
Police Officer: Okay. And then what happened？
Man: Oh，man. Well，it was out of this world. I stopped to watch the light when it disappeared behind a hill about a kilometer ahead of me.
Police Officer: Alright. Then what？
Man: Well，I got back in my car and I started driving toward where the UFO landed.
Police Officer: Now，how do you know it was a UFO？Perhaps you only saw the lights of an airplane，or the headlights of an approaching car. Things like that happen. you know.
Man: Well if it was that，how do you explain“the BEAST”？
Police Officer: What do you mean，“the BEAST”？
Man: Okay. I kept driving for about five minutes when all of a sudden，this giant，hairy creature jumped out in front of my car.
Police Officer: Oh，yeah. Then what？
Man: Well，then，the beast picked up the front of my car and said，“Get out of the car. I'm taking you to my master!”Something like that.
Police Officer: Wow？A hairy alien who can speak English!Come on!
Man: I'm not making this up，if that's what you're suggesting. Then，when I didn't get out of the car，the beast opened the car door,carried me on his shoulders to this round-shaped flying saucer，and well，that's when I woke up along side the road. The beast must have knocked me out and left me there.
Police Officer: Well，that's the best story I've heard all night，sir. Now，have you been taking any medication，drugs，or alcohol in the last 24 hours？You mentioned you went to a party.
Man: What？Well，I did have a few beers，but I'm telling the truth.
Police Officer: Okay，okay. We have a great therapist that deals with THESE kinds of cases.
Man: I'm not crazy.
Police Officer: Well，we'll look into your story. Thank you.
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A．The entrance fee was expensive.B．People sit down when they bath.C．The attendant coul
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