题目内容
This survey has presented the arguments for more private funding and for fairer pensions. Such changes will create motives for individuals to take charge of their own retirement needs rather than leaving the task to the state. This, in turn, will make the provision of public pensions more afford- able.
Even so, the state will continue to play a leading role in pensions. At a minimum, governments must offer a safety net, probably in the form. of a defined benefit financed through taxation, for people who for some reason have not been able to provide for themselves and who would otherwise be miserable in old age. More broadly, there is a case for the state to offer a slimmed-down pay-as-you-go pension system, although as far as possible this should be organized along defined-contributions lines. Such provision widens the range of assets to include human capital because the effective return comes from total wages, and offers a safe if low return.
Governments also have to create a suitable framework for effective private pensions. Administrative(行政的)expenses have to be tightly controlled, and appropriate tax motives have
to be offered to encourage voluntary pension saving. Where the state provides a generous safety net, private-pension saving may have to be made mandatory(强制的) , otherwise many people will not bother.
So much for the developed countries, but what of the more youthful populations of tile rest of the world？ In 1994, the World Bank came down heavily in favor of more funding in private accounts. It thought the state's role should be to provide a smallish first pillar with the limited task of providing protection against old-age poverty, and to command a privately-funded second pillar to provide the bulk of pensions.
More private funding and fairer pensions______.
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若建筑物的实际寿命超过其法定耐用年限，则其价值所剩无几。 ()
Section B
Directions: In this section, you will hear 3 short passages. At the end of each passage, you will hear some questions. Both the passage and the questions will be spoken only once. After you hear a question, you must choose the best answer from the four choices marked A, B, C and D.
听力原文： A motorist saw two men walking along a lonely country road. They were carrying heavy bags, so he at once informed the police. That morning the police had broadcast a message on the radio asking for information which might lead to the arrest of two thieves who had stopped a train and stolen mail-bags containing a lot of money. The police soon arrived on the scene. They questioned both men, but neither of them could speak English. The men tried hard to resist arrest and kept shouting loudly at the police all the way to the station. When they arrived, both men refused to say anything and simply pointed at their bags. The police opened them at once and then realized that they had made a terrible mistake. The men were French onion-sellers and their bags were full of onions! Apologizing for their mistake, the police set the men free immediately.
(27)
A．Compare their lecture notes.B．Review the man's talk.C．Prepare questions to ask candi
The word "groundbreaking' (Line 3, Para. ) can be best replaced by______.
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