Before a bank issues a bond for the exporter, the issuer and the applicant should have some kind of agreement in ______ form.
A. verbal
B. written.
C. bond
D. L/C
查看答案
Government securities would appear on a commercial bank's balance sheet as ______.
A. an asset
B. reserves
C. part of net worth
D. a liability
(46)
A. profit
B. capital
C. income
D. cash
Foreign exchange is convertible currency but foreign to the holder.
A. Right
B. Wrong
C. Doesn't say
The bank (56) borrowers enough interest to pay the expense of the bank and have something left over for (57) . The interest cannot be higher than the legal rate, which is established by state law and in most states is 6% per year. (58) big loans, the interest rate is much less, even as low as 2%. The rate depends on the money market, when there is plenty of money (59) to be borrowed, banks charge low rates of interest. A savings bank may pay its depositors 2% and lend the money at 3.5% or 4%. But when money is tight, interest rates go up, and a savings bank may try to (60) depositors by offering 4% or 4.5% or even more and lending the money at 5% or 6%.
(41)
A. receives
B. gets
C. charges
D. pays