题目内容

Banks are subject to various forms of legal risk, including inadequate or incorrect (56) advice or documentation that may result in unexpected decline in the value of (57) or unexpected increase in the value of liabilities. In addition, existing laws may (58) resolve legal issues involving a bank; a court case involving a (59) bank may have wider implications for banking business and involve costs to it and many or all other banks; and, laws (60) banks or other commercial enterprises may change. Banks are particularly susceptible to legal risks when entering new types of transactions and when the legal right of a counterpart to enter into a transaction is not established.
(41)

A. bank
B. financial
C. legal
D. governmental

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听力原文:More common for lending transactions today is compound interest.
(1)

A. Lending covenants now are often made at compound interest.
B. Lending transactions now are often made at compound interest.
C. Lending decisions now are often made at compound interest.
D. Lending proposals now are often made at compound interest.

听力原文:M: I've lost my credit card issued by your bank. What should I do, please?
W: I am sorry for that. But you have to go to that counter over there for the card business.
Q: Why does the customer come to the bank?
(15)

A. He got a credit card of his friend and come to ask how to use it.
B. He got a card and did not know whose card it is.
C. He has lost his credit card and come to ask what to do.
D. He has found a credit card and come to ask what to do.

In extreme cases, insufficient liquidity can lead to the ______ of a bank.

A. inefficiency
B. inability
C. solvency
D. insolvency

听力原文: It's no secret that throughout history common stock has outperformed most financial instruments. If an investor plans to have an investment for a long period of time, then their portfolio should be comprised mostly of stocks ; however, investors who don't have this kind of time should diversify their portfolios. For this reason, the concept of "asset allocation" was developed. Asset allocation is an investment portfolio technique that aims to balance risk and create diversification by dividing assets among major categories. The underlying principle of asset allocation is that the older a person gets, the less risk he or she should face. After you retire you may have to depend on your savings as your only source of income.
28. Throughout history, what kind of stock has outperformed most financial instruments?
29.What is the purpose of asset allocation?
30.What is the principle underlying the concept of asset allocation?
(28)

A. preferred stock
B. common stock
C. concept stock
D. cynical stock

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