贷款的偿还，既可以到期一次性归还，也可在还款期内分期偿还。()
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所有权、使用权不明确或有争议的资产，根据人民法院和仲裁机构的决定，也能够被用于抵偿债务。()
A. 正确
B. 错误
信用评级是一门科学，它需要运用科学的分析方法将客户方方面面的资料和信息加以标准化、数据化，不能有任何主观的判断。()
A. 正确
B. 错误
What does the underlined word "they" in Paragraph 2 refer to？
A. Hockey fans and researchers.
B. Students in Beardsley's class.
C. Producers of the TV program.
D. Viewers of the ESPN program.
What CANNOT be inferred from the story？'
A. The sea can hardly be trusted even on a fine day.
B. It is not safe for people to go boating in the open sea.
C. People who know the sea well do not like it.
D. Mr. Wilmot wouldn't want to go to the sea any more.
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