中方某进出口公司与加拿大商人在2011年1月3日按CIF条件签订一出口10万码法兰绒合同,支付方式为不可撤销即期信用证。加拿大商人于2011年5月通过银行开来信用证,经审核与合同相符,其中保险金额为发票金额加10%。我方正在备货期间,加拿大商人通过银行传递给我方一份信用证修改书,内容为将投保金额改为按发票金额加15%。我方按原证规定投保、发货,并于货物装运后在信用证有效期内,向议付行提交全套装运单据。议付行议付后将全套单据寄开证行,开证行以保险单与信用证修改书不符为由拒付。问:开证行拒付的理由对否?
可防止蜂蜜“涌潮”的是
A. 牡丹皮
B. 生姜
C. 吴茱萸
D. 当归
E. 花椒
某银行电报开出一份保兑不可撤销信用证,电文中并未声明“以邮寄文本为准”的字样。受益人按照电报信用证的文本已将货物装运,并备好符合信用证要求的单据向当地通知行议付时,当地通知行出示刚收到的开证行寄到的“邮寄文本”,并以电开文本与邮寄文本不符为由拒绝议付,后经议付行与开证行联系,开证行复电亦称“以邮寄文本为准”而拒绝付款。请问:在这种情况下,开证行有无拒付的权利?
根据所给信用证回答问题 FROM:INDUSTRIAL BANK OF JAPAN,LIMITED,TOKYO TO:BANK OF CHINA.SHANGHAI SOUENCE OF TOTAL:27:1/1 FORM. OF DOC.CREDIT:40A:IRREVOCABLE DOCU.CREDIT NO.:20:ILCl36107800 DATE OF ISSUE:3lC:20111015 DATE&PLACE OF EXE:31D:20111215 IN THE COUNTRY OF BENEFICIARY APPLICANT:50:ABC COMPANY 1-3 MACHI KU STREET,OSAKA,JAPAN BENEFICIAR:59:SHANGHAI DA SHENG C0.,LTD.UNIT C 2/F JINGMAO TOWER, SHANGHAI.CHINA CURRENCY CODE.AMOUNT:32B:USD21 240.00 AVAILABLE WITH/.BY…41D:BANK OF CHINA BY NEGOTIATION DRAFTS AT…:42C:SIGHT FOR 1 00PCT INVOICE VALUE DRAWEE:42D:THE INDUSTRIAL BANK OF JAPAN.HEAD OFFICE PA RTIAL SHIPMENT:43P:ALLOWED TRANSSHIPMENT:43T:NOT ALLOWED LOAD/DISPATCH/TAKING:44A:SHANGHAI TRANSPORTATION TO…:44B:OSAK A/TOKYO LATEST DATE OF SHIPMET:44C:20111130 DESCRIP GOODS/SERVICE:45A:4000 PCS“DIAMOND”BRAND CLOCK ART N0.791 AT USD5.31PER PIECE CIF OSAKA/TOKYO PACKED IN NEW CARTONS DOCUMENTS REOUIRED:46A: IN 3 FOLD UNLESS OTHERWISE STIPULATED: 1.SIGNED COMMERCIAL INVOICE. 2.SIGNED PACKING LIST. 3.CERTIFICATE OF CHINESE OIUGIN. 4.BENEFICIAIY’S CERTIFICATE STATING THAT ONE SET OF ORIGINAL SHIPPING DOCUMENTS INCLUDING ORIGINAL“FOROM A”HAS BEEN SENT DIRECTLY TO THE APPLICANT. 5.*COPY OF TELEX FROM APPLICANT TO SUPPLIERS APPROVING THE SHIPPING SAMPLE. 6.INSUR ANCE POLICY OR CERTIFICATE ENDORSED IN BLANK FOR 110 PCT OF CIF VALUE.COVERING、W.P.A RISKS AND WAR RISKS. 7.2/3 PLUS ONE COPY OF CLEAN“ON BOARD”OCEAN BILLS OF LADING MADE OUT TO ORDER AND BLANK ENDORSED MARKED“FREIGHT PREPAID”AND NOTIFY APPLICANT. ADDITIONAL CONDITION:47A: ALL DRAFTS DR AWN HERE UNDER MUST BE MARKED“DR AWN UNDER INDUSTRIAL BANK OF JAPAN,LTD.,HEAD OFFICE,CREDIT NO.ILC 136107800 DATED OC T.15.2011”AND THE AMOUNT OF SUCH DRAFTS MUST BE ENDORSED ON THE REVERSE OF THIS CREDIT. T/T REIMBURSEMENT IS NOT ACCEPTABLE. DETAILS OF CHARGES 71B:ALL BANKING CHARGES OUTSIDE JANPAN ARE FOR BENEFICIARY’S ACCOUN T. PRESENTATl0N PERIOD 48:DOCUMENTSNRUST BE PRESENTED WITHIN 15 DAYS AFTER THE DATE OF ISSUANCE OF THE SHIPPING DOCUMENTS BUT WITHIN THE VALIDITY OF THE CREDIT. CONFIR MATION 49:WITHOUT. SPECIAL INSTRUCTl0N TO THE ADVISING BANK:ALL DOCUMENTS INCLUDING BENEFICIARY’S DRAFTS MUST BE SENT BY COURIER SERVICE DIRECTLY TO OUR HEAD OFFICE.MARUNOUCHI,CHIYODA-U,110KYO,JAPAN 100,ATTN.INTERNATIOANL BUSINESS DEPT.IMPORT SECTOIN,IN ONE LOT.UPON OUR RECEIPT OF THE DRAFTS AND DOCUMENTS.WE SHALL MAKE PAYMENT AS INSTRUCTED BY YOU.SEND.TO REC.INFO.72:ACKNOWLEDGE RECEIPT. TRAILER ORDER IS IT IS SUBJECT TO THE UNIFORM. CUSTOMS AND PRACTICE FOR DOCUMENTARY CREDITS(2007 REVISION),INTERNATIONAL CHAMBER OF COMMERCE PUBLICATION NO.600. 根据上述信用证内容,回答下列问题: (1)本信用证的种类为(至少四种) _________。 (2)该信用证的有效期、交单期分别为_________。 (3)如果已装船提单的签发日为11月15日,则受益人最迟应在几月几日向银行交单? (4)该信用证项下,汇票的种类是什么?汇票的付款人是_________。 (5)受益人应提交的单据种类及其份数为_________。 (6)根据UCP600的有关规定,对标有“*”符号的部分内容进行分析,并指出这种条款对受益人的影响。