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请以“信用的价值”为题，写一篇文章
要求：(1)参考给定资料，观点明确，内容充实，结构完整，语言生动。(2)对在当前社会信用体系建设上的某些问题与不足，应恰当阐述，给予澄清；(3)总字数1 000～1 200字。

Short Courses
In order to provide opportunities for individual or group international students and visitors to improve Chinese language proficiency and acquire a better understanding of the present-day China and traditional Chinese culture, apart from the regular programs, Binhai Normal University also offers various short programs, such as Conversational Chinese, Traditional Chinese Keep-fit Sports, Chinese Music Instruments, Chinese Painting, Chinese Calligraphy, and Culture Activity and Trip.
The duration of programs can be from one week to three months. Summer Courses are from the end of June to the beginning of September; Spring Courses are in February, and March.
Registration fee: US $20. Tuition fee: US $320 for four weeks, US $70 for each additional week.
Accommodation fee: US $8-10/person/day for double rooms.
Food expenses: Fixed meals are arranged for students of short courses. The cost is US $8-10 per person per day.
Teaching materials fee: US $20 per term.
Date of application: Expires by the middle of January for spring short courses.
Expires by the end of June for summer short courses.
Contact Address:
International Education and Exchange Department
Binhai Normal University
Binhai, China
Tel: 86-999-3869405
Fax: 86-999-3839452
E-mail: waiban@mail.binhai.edu.cn
Website: http://www.binhai.edu.cn
Short courses
Short courses offered by【46】.
Short courses provided for【47】and visitors.
Reasons to offer short courses: improve Chinese language proficiency and know about【48】.
The maximum of duration of programs:【49】.
Expiration of the date of application of the summer courses: by【50】.

根据表中的数据按高频字、低频字分别作图。

To the lower-income people，this tax is an obl igation hard to bear．