根据《巴塞尔新资本协议》对违约的定义,下列哪项不能视为违约()。
A. 商业银行认定.除推采取追索措施.借款人可能无法个额偿还对商业银行的债务
B. 债务人对于商业银行的实质性信贷债务逾期90天以上
C. 商业银行提高对客户的贷款计息水平
D. 债务人超过了规定的透支限额或新核定的限额小于lj前余额,且这些透支超过了90天以上
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我囤要求资本充足率不得低于()。
A. 6%
B. 8%
C. 5%
D. 7%
商业银行外部人员通过网络侵入银行系统作案属于新型的()风险。
A. 政治风险
B. 洗钱
C. 外部欺诈
D. 恐怖威胁
Section B
Directions: There are 2 passages in this section. Each passage is followed by some questions or unfinished statements. For each of them there are four choices marked A, B, C and D. You should decide on the best choice.
I'm usually fairly skeptical about any research that concludes that people are either happier or unhappier or more or less certain of themselves than they were 50 years ago. While any of these statements might be true, they are practically impossible to prove scientifically. Still, I was struck by a report which concluded that today's children are significantly more anxious than children in the 1950s. In fact, the analysis showed, normal children ages 9 to 17 exhibit a higher level of anxiety today than children who were treated for mental illness 50 years ago.
Why are America's kids so stressed? The report cites two main causes: increasing physical isolation--brought on by high divorce rates and less involvement in community, among other things--and a growing perception that the world is a more dangerous place.
Given that we can't turn the clock back, adults can still do plenty to help the next generation cope.
At the top of the list is nurturing(培育)a better appreciation of the limits of individualism. No child is an island. Strengthening social ties helps build communities and protect individuals against stress.
To help kids build stronger connections with others, you can pull the plug on TVs and computers. Your family will thank you later. They will have more time for face-to-face relationships, and they will get more sleep.
Limit the amount of virtual(虚拟的)violence your children are exposed to. It's not just video games and movies; children see a lot of murder and crime on the local news.
Keep your expectations for your children reasonable. Many highly successful people never attended Harvard or Yale.
Make exercise part of your daily routine. It will help you cope with your own anxieties and provide a good model for your kids. Sometimes anxiety is unavoidable. But it doesn't have to ruin your life.
The author thinks that the conclusions of any research about people's state of mind are ______.
A. surprising
B. confusing
C. illogical
D. questionable
下列不属于商业银行对企业信用风险分析的骆驼(CAMEI一)系统的是()。
A. 个人因素
B. 资本充足性
C. 管理水平
D. 流动性