题目内容
商业银行防控贷款风险时，应更着重考核借款人还款能力，而不是抵押物。应将借款人住房贷款的月房产支出与收入比控制在35%以下(含35%)，月所有债务支出与收入比控制在50%以下(含50%)。()
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A．troublesB．effortsC．differencesD．profits
下列有关核酸变性后的描述，错误的是()。
沉淀蛋白质、凝固蛋白质都是变性蛋白质。()
听力原文：M: Joy, (23) I'd like to buy some souvenirs for my friends in America. What would you recommend？
W: Well, a lot of things in China could make wonderful souvenirs, like ceramics, chinaware, and ancient coins. What kind do you have in mind？
M: I'm thinking something like local handicrafts.
W: (24) How about kites then？ You know, kites here are pretty well-known around the world.
M: Hmm, (24) that's a pretty good idea.
W: (24) If you are interested in folk arts, I would also recommend paper-cuts.
M: (24) Sounds interesting. Where can I buy these things？
W: Souvenir counters in department stores have a good variety, but things are usually expensive. You may get better prices for good stuff at private arts and crafts stores because you can bargain there.
M: I see. Since I may want to buy some other things as well, (25) I'd better go to a department store. Could I ask you to go with me？ I would need your advice.
W: Sure, no problem.
23. Why does the man ask the woman to give him some recommendation？
24.What would the man probably buy？
25.Where will the man buy these things？
(20)
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