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等额本金还款法下，借款入每月等额偿还本金，贷款利息随本金余额逐月递减而递减，因此还款总额逐月递减。()
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Now about meals--breakfast 8:30 to 9, full evening meal 6:30 to 8:30 in tile dining room. I'm afraid you have to make your own arrangements about lunch, but the cafeteria in the canteen is open front 10 to 4 for sandwiches and coffee. Classes finish at 5.
If you look al the notice board in the main hall, you'll see that we have arranged a variety of evening entertainments for you. and Saturday excursions. Anyone who wants to go on an excursion should inform. the secretary as soon as possible as the coach company need to know numbers.
I hope you'll all have a very enjoyable time, and make a lot of new friends.
Margery Hooper is ______.
Part A
Directions: Read the following three texts. Answer the questions on each text by choosing A, B, C or D. Mark your answers on ANSWER SHEET 1.
That afternoon Molly almost danced along the street, as she walked home with her father from the station. They had seen Mrs. Gibson and Cynthia off to London. She wished her stepmother would take herself off to London much more often.
"Well now, Dad," she said, "I'm going to have you all to myself for a whole week. You must be very obedient."
"I hope you aren't going to boss me, Molly. You're walking me out of breath already. We mustn't pass Mrs. Goodmays in our hurry. "They crossed the street to speak to Mrs. Goodmays, one of the Doctor's patients, "We're just been seeing my wife and her daughter off to London. They've gone up for a week."
"Dear me, to London, and only for a week!" Said Mrs. Goodmays, with surprise. "It seems hardly worth the packing. It'll be lonely for you, Molly, without your stepsister."
"Yes," said Molly, suddenly feeling as if she ought to have taken this view of the case. "I'll miss Cynthia."
"And you, Dr. Gibson, I hope you won't feel like widower once again. You must come and have supper with me one evening. What about Tuesday？"
Dr. Gibson felt a sharp blow on his leg from the toe of Molly's shoe, but even so he accepted the invitation, much to the old lady's satisfaction.
A moment later Molly said to him, "How could you go and waste one of our precious evening! We've only got five now. I've been planning all sorts of things for us to do tonight."
"What sort of things？"
"Oh, I don't know. Things you used to like. "she looked at him boldly. "Forbidden things now."
Her father's eyes lit up, but his face remained serious. "I'm not going to be pulled down, Molly. With hard work and sensible guidance I've reached a very fair height of civilized behavior, and there I'm going to stay."
"Oh, no, you're not. We're having bread and cheese for supper tonight, in armchairs in front of the TV ! And you shall wear your dressing-gown at breakfast tomorrow — and every morning for a week ! And you shall read the paper at the dining-table ! That's only a start. I haven't finished by a long way yet."
What were Molly's feelings as they walked home？
SECTION A CONVERSATIONS
Directions: In this section you will hear several conversations. Listen to the conversations carefully and then answer the questions that follow.
听力原文：W: After the expansion of the company last year, we are getting far more visitors coming over, so we would like to reserve some accommodation for some important clients of ours, and we want to know what you could provide.
M: Well, working with companies and giving VIP guests special treatment is part of our service. So if you will just give me the details—numbers, dates, and so on—we can try to work out a package.
W: Right then. Well, the clients concerned are three directors front IBM. We would like them to have three luxury rooms with all facilities.
M: Right, I get the picture.., and as regards meals？
W: Breakfast, of course, but any other meals would be charged to us in addition to what we agree now. However, we would like to include in the package a special dinner when they arrive—dinner for six, including the directors of our company. And we would also like some extra luxuries for them on arrival—bottle of champagne and a bouquet of flowers in each room.
M: No problem. That's included.in our VIP package. Now the dates？
W: From March 1 to March 4.
M: That's three nights. Now that's a peak time for us, and our rates would normally be high. However I could ac commodate the clients in three luxury suites, which I'll show you in a moment. I can quote you a special all inclusive rate of ￡1,800.
W: That sounds acceptable.
What can we infer about the company？
听力原文：I = Interviewer
M = Martha Flowers(Interviewee)
I: Martha Flowers, you're the founder and managing director of Max Sandwiches. First of all, thank you for agreeing to speak to us.
M: You're welcome. I: I'd like to begin by asking you to tell us some- thing about how you started what is now a very successful business.
M: OK, Eh, I started it because I was hungry really. There was nowhere to buy something cheap yet healthy at lunchtime. And I spotted a gap in the market. I set up the business with a partner.
I: What？ Someone who knew the business？
M: Yes, he'd had lots of hands-on experience. However the first three years were difficult. We worked all hours and hardly made any profit. We just didn't have sufficiently clear ideas of what we wanted, and frankly we were lucky to survive. These days we are very much more focused.
I: Martha, would it be fair to describe max as just one more fast food company？
M: No. We're definitely not that. For us, it's all about selling naturally made products at reason- able prices, not selling cheap food fast. Having set that, the fast food chains do some things very well. And I'd tike us to imitate the good aspects of how they operate. What I mean is we should cut out waste the way they do, not waste time or materials.
I: All right, so that's the aim. Now I'd like to ask you something about how you actually run your business like. Are you, like so many executives nowadays, a slave to your diary？
M: No, I am not. I don't even own one. I find this lack of structure gives me immense flexibility. I really don't see how you can get things done if you're tired down all the time. I am sorry for my secretary, who has, to cope with the way I work, but for me it's the only way.
I: But how are meetings scheduled？
M: Well, this is another thing. I hate meetings. The only regular feature of my week is the senior management team meeting. And we focus there not on details but on major issues. This means I can actually spend about 95% of my time listening to customers. And this is really the key to bow I run my business life-listening to our employees, because they can often tell you how to get things right.
I: Your approach certainly seems to be working. Your company is expanding all the time. How do you account for this success？
I: We're I a high volume low margin business. We only make a little profit on everything we sell, so basically we have to sell a lot. And the secret of success in a business like this is a loyal customer base. It's as simple as that.
I: Well, obviously the next question is what exactly do you do to keep your customer's loyalty？
M: We have to look at three things. The price of the product, the quality of the product and the attitude of our employees. They have to under- stand one thing very well indeed, and that is, it' s the customers who pay their salary.
I: Martha, if you were asked to give just one piece of advice to someone who is staring out in business today, what would you say？
M: I'd say, look at what other people in your line of business are doing. It's absolutely vital.
I: But doesn't everyone monitor what their competitors are doing？
M: Perhaps they do, but the important thing is what action you then take. A lot of people seem to monitor what's going on so they know what their feelings are. Then they do nothing about it. I find it must extraordinary.
I: Martha Flowers, thanks very much for talking to us.
M: You're welcome.
？You will hear a radio interview with Martha Flowers, the Managing Director of the MAX chain of sandwich bars.
？Choose the correct phrase to complete each sentence or answer the question.
？Mark one letter(A, B, or C) for the phrase you choose.
？After you have listened once, replay the recording.
Martha started her business because
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