购房规划的基本方法之一是根据收入和积蓄估算负担得起的房价,使用这种方法,首先计算可负担的购房首付款,可负担的购房首付款=可用于购房的资产额度×复利终值系数(n=离购房的年数,r=投资报酬率)+每年可供购房的储蓄×年金终值系数(n=离购房的年数,r=投资报酬率)。
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Part 2 Vocabulary & Structure (30 points)Section A (10 points)Choose the correct option for each sentence.1. My friend was a victim ________ cybercrime last week.A. ofB. onC. byD. in2. It’s important to be aware ________ some basic online security measures.A. in B. byC. atD. of3. After writing that blog post, I received lots of ________ abuse.A. verbingB. verbed C. verbD. verbal4. I’m worried that someone has ________ into my bank account.A. sackedB. hacked C. cracked D. backed5. Just click ________ the camera icon at the bottom of the page—can you see it?A. in B. onC. overD. around6. That newspaper is often accused of invading the ________ of celebrities.A. priorityB. punishableC. piracy D. privacy7. Do you think that online harassment should be ________ by law?A. punishingB. punishC. punishmentD. punishable8. She got an email from her bank, and she’s not sure if it’s fake or ________.A. legitimately B. legitimateC. legalD. legally9. Marco had to phone the bank and change all his passwords. It was such a ________!A. fakeB. hassleC. harass D. spam10. I’m trying to help my grandmother recognize a ________ email when she sees one.A. harassB. hassle C. scamD. click
Section BFill in each blank to make comparative sentences.1. These jeans are nice, but they aren’t ________ fashionable ________ those ones.2. Sometimes it seems as if the internet is becoming more and ________ dangerous.3. The lighter the material is, ________ more difficult it is to clean.4. Francesca’s grades were ________ as good as yours.5. This laptop is not any more expensive ________ my own one.
Section CComplete the passage with the appropriate words given in the brackets.If you want to protect yourself from identity (1) ________ (theft/steal), the most important thing to do is to be careful about the passwords you choose. If your password is too simple, (2) ________ (cyberstalkers/hackers) will find it much easier to break into your computer. When a hacker has broken into your computer, he or she can easily access your (3) ________ (personal/personality) information. Not only is this an invasion of your (4) ________ (phishing/privacy), it also means that you are likely to have your money or data stolen. When it comes to choosing a password, make sure it has at least 12 characters and has a mixture of letters, numbers and symbols. And one final tip—the more passwords you have, the (5) ________ (safe/safer) you will be!
Part 4 Writing (15 points)Write a formal announcement for your college website, in which you announce a careers event for all students. Remember to mention the date, time and venue.For the attention of ______________________________,We would like to announce that there will be a ______________________________. The careers event will be held ______________________________. The conference will offer a chance for students to ______________________________. There will also be an opportunity to ______________________________ and you can also ______________________________.______________________________ will be provided.Your presence at this useful event would ______________________________.The Student Council