Do you know insurance(保险)？ Buying insurance is a (56) by which people can protect themselves (57) large losses. Protection against fire is one kind of insurance. Large numbers of people pay (58) sums of money (59) an insurance company. Although thousands of people have paid for fire insurance, only (60) will lose their homes by fire. The insurance company will pay for these homes (61) of the sums of money it has collected.
The first modem fire insurance company was (62) in London, England, in 1666．A great fire had just (63) most of the city, and people wanted to protect against (64) losses. The fire company grew rapidly. (65) , other companies were founded in other areas.
Benjamin Franklin helped form. the first fire insurance company in America in 1752．He also (66) a new kind of insurance for (67) . The new insurance would offer protection against the loss of crops (68) storm.
In 1759, Benjamin Franklin helped start (69) new insurance. This company, which offered (70) insurance, collected some money (71) from different men. Although a man died, his family was given a large sum of money. Today, this company is (72) in business.
Over the years, people have (73) from many new kinds of insurance when they have suffered from (74) accidents as car, plane crashes. Tomorrow, almost everyone has (75) kind of insurance.
(71)

A. idea
B. sole
C. thought
D. means