If you're under 30 years old, your goal should be to save 20% of your monthly income after tax deductions.This is ______ of how much you earn.
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Approximately 50% should be ______ for essentials like food and accommodation.
But for many young people, it'll be difficult to _____ such a large proportion of their income for savings.
If you find it hard to save any money at all, start by cutting all unnecessary spending, ______ a tiny amount of 1 or 2 percent for savings and gradually increase that amount.
Always keep that 20% goal in mind, prevents yourself from becoming ______.