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克劳士比关于质量的要点中提出的5个质量方面的错误观念是哪些？

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1.Suppose you deposit $10,000 in an account in the beginning of 2020. If the account earns 4%, how much will be in the account at the end of 2020?

2.Suppose the government has issued a bond that will pay $10,000 in 10 years, and the bond will pay no interim coupon payments. If the annual discount rate is 4%, what is the present value of the bond?

3.Suppose you have put $10,000 in a savings account at the Bank of China in the beginning of 2018. If the account earns 4 percent, compounded annually, how much will be in the account at the end of 2020?(3 yrs)