题目内容
阅读理解
阅读下面的文章，根据文章内容判断文章后的句子是正确(T)还是错误(F)。
SAVE MONEY BY UNDERSTANDING WHY YOU SPEND IT
To save money, you simply need to spend less than you earn. It is easy to say, but why is it so difficult to do？ To answer this question, you need to study the factors that keep you spending all the time.
EASY ACCESS TO CREDIT
For most people, this is the biggest reason for overspending. People can easily get a credit card, simply by filling out a short form. in a bank or jumping on their website. They can borrow money from banks to go shopping, even buy cars or houses. When you aren't physically handing someone money or a check for a purchase, you will feel you are spending free money or you aren't spending money at all. Try using cash to get your spending under control.
MISUSING CREDIT CARDS
A credit card is an interest free short-term loan. When used as planned, this can be a powerful financial tool. The problem is when you begin to let the balance continue from month to month. If you make a $200 purchase on your credit card and find out that at the end of the month you can't afford to repay the full amount, this is when the high interest rates on the cards really begin to hurt you. That is no way of saving money.
GIVING IN TO TEMPTATION
We all need to enjoy life, but don't waste your financial future for a few guilty pleasures today if they aren't in your budget. When you know that you can't afford an activity, don't give in. Instead, invite your friends over for a home dinner party, game night, or some other activities where you can still enjoy time together, but without breaking your budget.
SPENDING TO FEEL GOOD
Everyone enjoys getting something new — buying yourself something feels good. There is absolutely nothing wrong with this, as long as you don't go overboard. You'll feel good about your purchase whether you make it with cash or by credit card, but you'll feel even better when you don't have to spend the next two years trying to pay it off with 20% interest.
操作提示：句子正确选择下拉选项框为“T”;句子错误选择下拉选项框为“F”。
1. You have to pay for the credit card loans by the end of each month. {T; F}
2. Using a credit card to pay is spending free money. {T; F}
3. It's easy to get a credit card but hard to make ends meet. {T; F}
4. If you suffer from a deficit this month, you simply have to pay it off by the original amount in the future. {T; F}
5. “Spending to feel good” means keeping your spending within the budget. {T; F}
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Many people who work in London prefer to live outside it, and to go to their offices, factories or schools every day by train or by bus, even though this means they have to get up earlier in the morning and {arrive; get to; go} home later in the evening.
One benefit of living outside London is that houses are cheaper. Even a small flat in London {without; with; near} a garden costs quite a lot to rent. With the same money, one can get a little house in the {city; place; country} with a garden of his own.
Then, in the country one can be free {out of; from; without} the noise and hurry of the town. Although one has to get up earlier and spend more time in trains or bused, one can sleep better at night, and, during weekends and on summer evenings, one can enjoy the fresh clean air of the country. If one likes gardening, one can spend one's spare time digging, planting, watering and doing a lot of other jobs which are needed in the garden. Then, when the flowers and vegetables come up, one has the reward of a person who has shared the secrets of {working; nature; gardening} .
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When it comes to selecting candidates through interview, more often than not the decision is made with the first five munutes of a meeting. Yet employers like to {suggest; convince; advise} themselves that they are being exceptionally thorough in their selection processes. In today's marketplace, the {worth; credit; quality} of staff is fundamental to the company's success and, as a result, recruiters use all means at their disposal to secure the best in the field.
One method in particular that has risen in popularity is testing, either psychometric testing(心理测试), which attempts to define psychological characteristics, or aptitude testing. The idea is that those testing provide an organization with an extra way of establishing a candidate's suitability for a role.
The employment of psychometric or ability testing as one {component ; member; share} of the recruitment process may have some merits, but in reality there is simply no real {extent; measure; amount} . The answer to this problem is experience in interview techniques and a strong definition of the elements of each position to be filled. The instinctive decision that many employers make, based on a CV and the first five minutes of a meeting, are perhaps no less valid than any other tool employed in the {business; topic; point} of recruitment.
阅读理解
阅读下面的文章，根据文章内容判断文章后的句子是正确(T)还是错误(F)。
“WAR FOR TALENT” GOES ON IN JOB MARKET
The “war for talent” reads like headlines from many years ago, but it has never gone away, says Eleanor Nickerson, director of UK operations for Top Employers. Many companies they have researched are short of talents. Though the companies may receive many applications, they cannot find the people they want.
Top Employers' research shows that offering good career chances is the key to attracting and keeping the talent. Smart employees know their own value and will want to know what their employers can offer them after 5 or 10 years' career development. So, keeping staff is the biggest challenge employers face in the long run.
Yet not every employee feels that they can better their career chances. Some are still nervous about losing their jobs, despite a recent fall in unemployment, says the Trades Union Congress (TUC). TUC points out that some four-fifths of new jobs created have been in part of the economy where average pay rates are less than ？8 an hour since the recession began. Many of these jobs are on temporary or zero-hours contracts.
A report from the Office for National Statistics published in February showed that real wages have been falling consistently since 2010. It's the longest period since at least 1964. “We're still in the hardest living standards squeeze for over a century and those who are already working have had years of real-terms pay cuts,” says TUC spokesperson Liz Chinchen. “Understanding the pressures that staff face is a good starting point for any employer. If employers want to show concern for their staff, they should be paying them well and understand that zero-hours contracts bring insecurity and extreme money worries.”
操作提示：句子正确选择下拉选项框为“T”;句子错误选择下拉选项框为“F”。
1. According to research by Top Employers, many corporations have enough talents for their development. {T; F}
2. The data shows the key to attracting talents is to offer high salary. {T; F}
3. The biggest challenge for employers to is keeping staff in the long run. {T; F}
4. Not all employees believe that they can get a better offer. {T; F}
5. The wages have been rising consistently since 2010. {T; F}
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